We have 4 report results for ticker: MA - Mastercard Incorporated, also organized by 4 group tags below ... Bargain Finder: Related Companies Portfolio Health: Related Companies

Business Checklist for MA from SecDiver AI beta Free for Limited Time

Want to see more such checks or Customize your checks, check out our plans

Red Flags Identified


10

Total Checks Done


25

Wall Street Drivers beta

📊 Professional Investors(wallstreet) pay a lot of heed at these numbers, long term history matters - specially 9+ year trends
Score 7.0 / 10.0

  • revenue cagr for last 9 years
  • insight: ['11.32 is greater than equal to 5']
  • mental_model: We prefer growing Business which grow >= 5% YoY, better than GDP growth of >= 2-3%
  • cashflows cagr for last 9 years
  • insight: ['13.51 is greater than equal to 5']
  • mental_model: We prefer growing Business which generate cashflows >= 5% YoY, for some industries like finance specially Banks this might be lower/red and its OK for them
  • shares outstanding cagr for last 9 years
  • insight: ['-2.53 is less than equal to 2']
  • mental_model: As a business owner equity is important, We want less dilution over years OR it should reduce so our share of business increases with time, less than 2% is ideal, >=10% is potentially bad be careful
  • debt cagr for last 9 years
  • insight: ['31.09 is less than equal to 2']
  • mental_model: We prefer Business with lower debt growth
  • equity cagr for last 9 years
  • insight: ['-0.26 is greater than equal to 5']
  • mental_model: We prefer growing Business having shareholder equity growth >= 5% YoY
  • leverage average for last 3 years
  • insight: ['1.9 is less than equal to 5', '1.9 is greater than equal to 0']
  • mental_model: We prefer Business which can pay their debts in less than 5 years, for some industries like finance specially Banks this might be lower/red and its OK for them
  • interestRate average for last 3 years
  • insight: ['0.03 is less than equal to 0.05']
  • mental_model: We prefer lower interest rate than the current prevailing interest rates, we want long term debt profile too

Business Durability beta

🏰 Quality companies with moats show higher or stable trends, long term trends matters, Consistency is the Key
Score 10.0 / 10.0

  • margin cashflow running_sum for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 0.49 wrt mean ratio: 0.434']
  • cash average for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 7672333333.33 wrt mean ratio: 5953277777.778']
  • mental_model: We want stability on cash growth

Business Trends last 3 years beta

Score 0.0 / 10.0

  • capex running_sum for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 0.02 wrt mean ratio: 0.018']
  • cash running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.35 wrt mean ratio: 0.474']
  • mental_model: cash trend should be similar or greater to revenue, if company is heavily reinvesting it might be OK, but do check

Profits Matter beta

💰 Companies needs to have positive profits to reward its shareholders in the long term
Score 10.0 / 10.0

  • positive cashflows profits average for last 3 years
  • insight: ['10879333333.33 is greater than equal to 0']
  • mental_model: We want to see positive cashflows profits for last 3 years, Profits determine Stock prices in the long term

Capital Allocation beta

🧠 Remember: Shareholders only gets rewarded if management does prudent capital allocation decisions
Score 6.0 / 10.0

  • capex to Cashflow running_sum for last 3 years
  • insight: ['trend is stable, last 3 year ratio: 0.04 wrt mean ratio: 0.042']
  • depreciation to capex running_sum for last 3 years
  • insight: ['trend is stable, last 3 year ratio: 1.86 wrt mean ratio: 1.828']
  • mental_model: Helps understand where the company is investing for the future, OR it has to replenish its assets to maintain business
  • cashToRevenue running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.35 wrt mean ratio: 0.474']
  • cashToEquity running_sum for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 1.11 wrt mean ratio: 0.952']
  • cashToCapex running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 18.87 wrt mean ratio: 25.15']

Business Performance beta

Score 5.0 / 10.0

  • Operating Leverage Cashflow cagr for last 9 years
  • insight: ['Ratio is [1.19] for last 9 year ratio, threshold 0.9, value_1: 13.51, value_2: 11.32']
  • debt cagr for last 9 years
  • insight: ['Ratio is [2.75] for last 9 year ratio, threshold 1, value_1: 31.09, value_2: 11.32']
  • cash cagr for last 9 years
  • insight: ['Ratio is [-37.08] for last 9 year ratio, threshold 0.9, value_1: 9.64, value_2: -0.26']
  • debt-equity-cagr cagr for last 9 years
  • insight: ['Ratio is [-119.58] for last 9 year ratio, threshold 1, value_1: 31.09, value_2: -0.26']
  • mental_model: We want debt to grow less than equity

Balance Sheet Quality beta

📈 Quality companies can withstand darkest hours, strong balance sheet is the key
Score 5.0 / 10.0

  • debtToCashflow running_sum for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 1.9 wrt mean ratio: 1.294']
  • debtToEquity running_sum for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 3.0 wrt mean ratio: 1.578']
  • leverage average for last 3 years
  • insight: ['1.9 is less than equal to 5']
  • mental_model: We prefer Business which can pay their debts in less than 5 years
  • interestRate average for last 3 years
  • insight: ['0.03 is less than equal to 0.05']
  • mental_model: We prefer lower interest rate than the current prevailing interest rates, we want long term debt profile too

Want to see What Wall Street looks at for Quality companies? We are building a special AI based SecDiver scoring system
Sign up for FREE

We do NOT feel in CONTROL in the markets. Do we know why?

1. Showing SPECIAL_REPORT report for MA [show/hide charts] Current Market Price: 562.75 as of 2025-02-08

T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009
MA StockMarketPrice 423.67 345.62 355.06 350.99 292.04 183.49 146.42 99.15 92.74 81.49 78.56 46.03 34.85 20.90 23.81
MA revenue 25.10B 22.24B 18.88B 15.30B 16.88B 14.95B 12.50B 10.78B 9.67B 9.44B 8.35B 7.39B 6.71B 5.54B 5.10B
MA cash 8.59B 7.01B 7.42B 10.11B 6.99B 6.68B 5.93B 6.72B 5.75B 5.14B 3.60B 2.05B 3.73B 3.07B 0.0
MA ppnenet 2.06B 2.01B 1.91B 1.90B 1.83B 0.92B 0.83B 0.73B 0.68B 0.61B 0.53B 0.47B 0.45B 0.44B 0.0
MA owner_earnings 11.15B 10.46B 8.78B 6.63B 7.51B 5.70B 5.19B 4.27B 3.80B 3.23B 3.98B 2.85B 2.61B 1.64B 1.32B
MA cashflow::operating 11.98B 11.20B 9.46B 7.22B 8.18B 6.22B 5.66B 4.64B 4.10B 3.41B 4.13B 2.95B 2.68B 1.70B 1.38B
MA grossincome 25.10B 22.24B 18.88B 15.30B 16.88B 14.95B 12.50B 10.78B 9.67B 9.44B 8.35B 7.39B 6.71B 5.54B 5.10B
MA marketcap 397.48B 332.30B 348.87B 349.91B 294.63B 189.51B 152.05B 107.18B 104.93B 94.94B 95.14B 57.68B 44.57B 26.73B 30.22B
MA ev 405.98B 355.56B 356.26B 351.82B 296.17B 188.66B 151.54B 105.64B 102.47B 91.29B 91.54B 55.62B 40.84B 23.66B 30.22B
MA ebitda 14.81B 13.01B 11.03B 8.66B 10.25B 7.74B 7.06B 6.13B 5.44B 5.43B 4.76B 4.17B 2.94B 2.90B 2.40B
MA equity 6.97B 6.36B 7.38B 6.49B 5.92B 5.39B 5.47B 5.66B 6.03B 6.79B 7.48B 6.92B 5.87B 5.21B 0.0
MA debt 17.08B 30.27B 14.81B 12.02B 8.53B 5.83B 5.42B 5.18B 3.29B 1.49B 0.0 0.0 0.0 0.0 0.0
MA interestRate 0.03 0.02 0.03 0.03 0.03 0.03 0.03 0.02 0.02 0.03 inf inf inf inf inf
MA owner_earningsToInterest 19.39 22.20 20.38 17.45 33.53 30.63 33.69 44.98 62.33 67.33 284.29 142.60 104.28 31.46 11.49
MA cashflow::operatingToInterest 20.83 23.77 21.96 19.01 36.53 33.46 36.78 48.81 67.23 70.98 295.36 147.40 107.36 32.63 11.98
MA shares 0.95B 0.97B 0.99B 1.00B 1.02B 1.04B 1.07B 1.10B 1.13B 1.17B 1.21B 1.25B 1.28B 0.13B 0.13B
MA shares_calc 0.94B 0.96B 0.98B 1.00B 1.01B 1.03B 1.04B 1.08B 1.13B 1.17B 1.21B 1.25B 1.28B 1.28B 1.27B
MA capex 0.37B 0.44B 0.41B 0.34B 0.42B 0.33B 0.30B 0.21B 0.18B 0.17B 0.15B 0.10B 0.08B 0.06B 0.06B
MA depreciation 0.80B 0.75B 0.73B 0.58B 0.52B 0.46B 0.44B 0.37B 0.37B 0.32B 0.26B 0.23B 0.19B 0.15B 0.14B
MA inventoryTurnover inf inf inf inf inf inf inf inf inf inf inf inf inf inf inf
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)


2. Vertical Data, ratio wrt to shares_calc for MA [show/hide charts] Current Market Price: 562.75 as of 2025-02-08

T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009
MA StockMarketPrice
MA revenue 26.75 23.13 19.22 15.35 16.73 14.48 12.03 9.97 8.54 8.10 6.89 5.90 5.25 4.33 4.02
MA cash 9.15 7.29 7.55 10.14 6.93 6.47 5.71 6.22 5.08 4.41 2.97 1.64 2.92 2.40 0.0
MA ppnenet 2.20 2.09 1.94 1.91 1.81 0.89 0.80 0.68 0.60 0.53 0.43 0.38 0.35 0.34 0.0
MA owner_earnings 11.88 10.88 8.94 6.65 7.45 5.52 5.00 3.95 3.36 2.77 3.29 2.28 2.04 1.28 1.04
MA cashflow::operating 12.77 11.64 9.63 7.25 8.11 6.03 5.45 4.29 3.62 2.92 3.41 2.35 2.10 1.33 1.09
MA grossincome 26.75 23.13 19.22 15.35 16.73 14.48 12.03 9.97 8.54 8.10 6.89 5.90 5.25 4.33 4.02
MA marketcap 423.67 345.62 355.06 350.99 292.04 183.49 146.42 99.15 92.74 81.49 78.56 46.03 34.85 20.90 23.81
MA ev 432.72 369.81 362.58 352.91 293.57 182.67 145.93 97.72 90.57 78.36 75.59 44.39 31.93 18.50 23.81
MA ebitda 15.78 13.54 11.23 8.69 10.16 7.50 6.80 5.67 4.81 4.66 3.93 3.33 2.30 2.27 1.89
MA equity 7.43 6.61 7.51 6.51 5.87 5.22 5.27 5.23 5.33 5.83 6.18 5.52 4.59 4.07 0.0
MA debt 18.21 31.48 15.08 12.06 8.45 5.65 5.22 4.79 2.91 1.28 0.0 0.0 0.0 0.0 0.0
MA interestRate 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.08 0.08 0.08 0.08 0.08
MA shares 1.01 1.01 1.01 1.01 1.01 1.01 1.03 1.02 1.00 1.00 1.00 1.00 1.00 0.10 0.10
MA shares_calc 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
MA capex 0.40 0.46 0.41 0.34 0.42 0.32 0.29 0.20 0.16 0.15 0.13 0.08 0.06 0.05 0.04
MA depreciation 0.85 0.78 0.74 0.58 0.52 0.44 0.42 0.35 0.32 0.28 0.21 0.18 0.15 0.12 0.11
MA inventoryTurnover 0.11 0.10 0.10 0.10 0.10 0.10 0.10 0.09 0.09 0.09 0.08 0.08 0.08 0.08 0.08
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)


3. Vertical Data, ratio wrt to revenue for MA [show/hide charts] Current Market Price: 562.75 as of 2025-02-08

T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009
MA StockMarketPrice
MA revenue 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
MA cash 34.22% 31.52% 39.30% 66.09% 41.39% 44.70% 47.48% 62.37% 59.45% 54.41% 43.12% 27.76% 55.62% 55.37% 0.0
MA ppnenet 8.21% 9.02% 10.10% 12.43% 10.83% 6.16% 6.63% 6.80% 6.98% 6.51% 6.30% 6.39% 6.69% 7.93% 0.0
MA owner_earnings 44.42% 47.03% 46.51% 43.34% 44.49% 38.11% 41.51% 39.65% 39.33% 34.23% 47.69% 38.59% 38.83% 29.54% 25.91%
MA cashflow::operating 47.73% 50.34% 50.11% 47.21% 48.47% 41.63% 45.32% 43.03% 42.42% 36.09% 49.54% 39.89% 39.98% 30.64% 27.02%
MA grossincome 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
MA marketcap 1583.73% 1494.36% 1847.42% 2286.85% 1745.11% 1267.60% 1216.69% 994.63% 1085.42% 1005.57% 1139.90% 780.35% 663.88% 482.60% 592.68%
MA ev 1617.57% 1598.96% 1886.57% 2299.33% 1754.23% 1261.93% 1212.62% 980.33% 1059.98% 966.98% 1096.78% 752.59% 608.27% 427.23% 592.68%
MA ebitda 59.00% 58.52% 58.43% 56.60% 60.73% 51.78% 56.49% 56.92% 56.32% 57.48% 57.05% 56.38% 43.82% 52.45% 47.09%
MA equity 27.79% 28.58% 39.10% 42.40% 35.05% 36.09% 43.75% 52.49% 62.36% 71.92% 89.67% 93.59% 87.40% 93.97% 0.0
MA debt 68.05% 136.12% 78.45% 78.58% 50.51% 39.02% 43.40% 48.07% 34.00% 15.82% 0.0 0.0 0.0 0.0 0.0
MA interestRate 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.20% 1.35% 1.49% 1.81% 1.96%
MA shares 3.77% 4.37% 5.25% 6.55% 6.02% 6.96% 8.54% 10.19% 11.73% 12.34% 14.51% 16.95% 19.05% 2.37% 2.55%
MA shares_calc 3.74% 4.32% 5.20% 6.52% 5.98% 6.91% 8.31% 10.03% 11.70% 12.34% 14.51% 16.95% 19.05% 23.09% 24.89%
MA capex 1.48% 1.99% 2.16% 2.22% 2.50% 2.21% 2.40% 2.00% 1.83% 1.85% 1.86% 1.30% 1.15% 1.10% 1.12%
MA depreciation 3.18% 3.37% 3.84% 3.79% 3.09% 3.07% 3.50% 3.46% 3.79% 3.40% 3.09% 3.11% 2.89% 2.67% 2.77%
MA inventoryTurnover 0.40% 0.45% 0.53% 0.65% 0.59% 0.67% 0.80% 0.93% 1.03% 1.06% 1.20% 1.35% 1.49% 1.81% 1.96%
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)


4. Vertical Data, ratio wrt to ppnenet for MA [show/hide charts] Current Market Price: 562.75 as of 2025-02-08

T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010
MA StockMarketPrice
MA revenue 1217.76% 1108.52% 990.25% 804.47% 923.58% 1623.24% 1507.48% 1470.12% 1432.15% 1535.12% 1586.69% 1565.89% 1495.32% 1261.73%
MA cash 416.69% 349.35% 389.15% 531.70% 382.28% 725.52% 715.68% 916.92% 851.41% 835.28% 684.22% 434.75% 831.63% 698.63%
MA ppnenet 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
MA owner_earnings 540.95% 521.34% 460.57% 348.63% 410.89% 618.57% 625.81% 582.95% 563.26% 525.53% 756.65% 604.24% 580.62% 372.67%
MA cashflow::operating 581.27% 558.08% 496.22% 379.81% 447.65% 675.68% 683.23% 632.61% 607.56% 553.98% 786.12% 624.58% 597.77% 386.56%
MA grossincome 1217.76% 1108.52% 990.25% 804.47% 923.58% 1623.24% 1507.48% 1470.12% 1432.15% 1535.12% 1586.69% 1565.89% 1495.32% 1261.73%
MA marketcap 19286.01% 16565.29% 18294.01% 18396.99% 16117.48% 20576.18% 18341.36% 14622.26% 15544.87% 15436.72% 18086.72% 12219.40% 9927.20% 6089.09%
MA ev 19698.04% 17724.82% 18681.68% 18497.41% 16201.67% 20484.11% 18279.96% 14412.03% 15180.43% 14844.37% 17402.50% 11784.66% 9095.58% 5390.46%
MA ebitda 718.44% 648.75% 578.55% 455.36% 560.89% 840.50% 851.51% 836.83% 806.52% 882.44% 905.13% 882.84% 655.23% 661.73%
MA equity 338.43% 316.85% 387.15% 341.11% 323.69% 585.78% 659.59% 771.62% 893.04% 1104.07% 1422.81% 1465.47% 1306.90% 1185.65%
MA debt 828.72% 1508.87% 776.82% 632.12% 466.47% 633.44% 654.28% 706.68% 486.96% 242.93% 0.0 0.0 0.0 0.0
MA interestRate 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 19.01% 21.19% 22.27% 22.78%
MA shares 45.90% 48.40% 52.02% 52.68% 55.63% 113.03% 128.71% 149.80% 168.00% 189.43% 230.23% 265.47% 284.86% 29.84%
MA shares_calc 45.52% 47.93% 51.52% 52.41% 55.19% 112.14% 125.27% 147.48% 167.62% 189.43% 230.23% 265.47% 284.86% 291.34%
MA capex 18.00% 22.03% 21.34% 17.82% 23.09% 35.83% 36.19% 29.33% 26.22% 28.46% 29.47% 20.34% 17.15% 13.90%
MA depreciation 38.77% 37.39% 38.07% 30.49% 28.56% 49.84% 52.71% 50.89% 54.22% 52.20% 49.05% 48.73% 43.21% 33.71%
MA inventoryTurnover 4.85% 4.99% 5.24% 5.26% 5.47% 10.86% 12.06% 13.64% 14.81% 16.26% 19.01% 21.19% 22.27% 22.78%
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)



Want to explore further, try these wonderful companies below or Use Search to find your favorite company or Check out our list of curated stocks here: Curated Stock List(new)


Join the 1,000+ Sleep Well Investors friends simplifying their investing decisions with SecDiver.com and SleepWellInvesting 🛌

*No account required, We promise to be respectful of your time and never spam you...