MA is OVERVALUED SecDiverAI
Median Fair Price 467.57
Confidence: MEDIUM
Fair Price Range 282.59 - 525.83
1 Year Price target: $ 513.72 - $ 560.1
3 Year Price target: $ 620.13 - $ 803.73
Current Market Price: 566.33 as of 2025-05-07
Investment Value of 100 $ invested in MA as compared to Market Index: SPY across historical periods[*does not include dividends]
Investment Period $ Value Today(MA) $ Value Today(SPY) CAGR vs Market
9 years before $ 615.28 $ 208.39 22.37% vs SPY:8.5%
5 years before $ 195.34 $ 150.37 14.33% vs SPY:8.5%
3 years before $ 160.65 $ 127.73 17.12% vs SPY:8.5%
[Bottom of Page]

We have 4 report results for ticker: MA - Mastercard Incorporated, also organized by 1 group tags below ... Bargain Finder: Related Companies Portfolio Health: Related Companies

Business Checklist for MA from SecDiver AI beta Free for Limited Time

Want to see more such checks or Customize your checks, check out our plans

Red Flags Identified


24

Total Checks Done


54

Wall Street Drivers beta

📊 Professional Investors(wallstreet) pay a lot of heed at these numbers, long term history matters - specially 9+ year trends
Score 9.0 / 10.0

  • revenue cagr for last 9 years
  • insight: ['11.87 is greater than equal to 5']
  • mental_model: We prefer growing Business which grow >= 5% YoY, better than GDP growth of >= 2-3%
  • cashflows cagr for last 9 years
  • insight: ['14.0 is greater than equal to 5']
  • mental_model: We prefer growing Business which generate cashflows >= 5% YoY, for some industries like finance specially Banks this might be lower/red and its OK for them
  • operating profits cagr for last 9 years
  • insight: ['12.31 is greater than equal to 5']
  • mental_model: We prefer growing Business which generate operating profits >= 5% YoY
  • shares outstanding cagr for last 9 years
  • insight: ['-2.4 is less than equal to 2']
  • mental_model: As a business owner equity is important, We want less dilution over years OR it should reduce so our share of business increases with time, less than 2% is ideal, >=10% is potentially bad be careful
  • net profits cagr for last 9 years
  • insight: ['13.87 is greater than equal to 5']
  • mental_model: We prefer growing Business which generate net profits >= 5% YoY
  • debt cagr for last 9 years
  • insight: ['32.09 is NOT less than equal to 2']
  • mental_model: We prefer Business with lower debt growth
  • sbc average for last 3 years
  • insight: ['0.03 is less than equal to 0.1']
  • mental_model: We prefer Business which has lower sbc % wrt cashflow operating
  • equity cagr for last 9 years
  • insight: ['-0.21 is NOT greater than equal to 5']
  • mental_model: We prefer growing Business having shareholder equity growth >= 5% YoY
  • interestCoverage average for last 3 years
  • insight: ['22.43 is greater than equal to 5']
  • mental_model: We prefer Business which can cover their interest payments with cashflows, for some industries like finance specially Banks this might be lower/red and its OK for them
  • leverage average for last 3 years
  • insight: ['2.21 is less than equal to 5', '2.21 is greater than equal to 0']
  • mental_model: We prefer Business which can pay their debts in less than 5 years using cashflows, for some industries like finance specially Banks this might be lower/red and its OK for them
  • interestRate average for last 3 years
  • insight: ['0.02 is less than equal to 0.05']
  • mental_model: We prefer lower interest rate than the current prevailing interest rates, we want long term debt profile too
  • roe_cashflow::operating average for last 3 years
  • insight: ['184.0 is greater than equal to 10']
  • mental_model: Good Business have return on equity >= 10%
  • roce_cashflow::operating average for last 3 years
  • insight: ['40.03 is greater than equal to 15']
  • mental_model: Good Business have return on capital >= 15%
  • roic_cashflow::operating average for last 3 years
  • insight: ['271.21 is greater than equal to 15']
  • mental_model: Good Business have return on invested capital >= 15%

Business Durability beta

🏰 Quality companies with moats show higher or stable trends, long term trends matters, Consistency is the Key
Score 6.0 / 10.0

  • margin cashflow running_sum for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 0.5 wrt mean ratio: 0.439']
  • margin operating running_sum for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 0.55 wrt mean ratio: 0.522']
  • margin net running_sum for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 0.45 wrt mean ratio: 0.39']
  • roa_cashflow::operating average for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 31.83 wrt mean ratio: 29.011']
  • mental_model: We want stability on increasing return on assets
  • roe_cashflow::operating average for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 184.0 wrt mean ratio: 104.681']
  • mental_model: We want stability on increasing return on equity
  • roce_cashflow::operating average for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 40.03 wrt mean ratio: 51.732']
  • mental_model: We want stability on increasing return on capital employed
  • roic_cashflow::operating average for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 271.21 wrt mean ratio: 304.323']
  • mental_model: We want stability on increasing return on invested capital
  • rotc_cashflow::operating average for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 633.8 wrt mean ratio: 670.658']
  • mental_model: We want stability on increasing return on tangible capital

Valuation is the Key beta

💎 Buying Quality companies at cheap provides the right Margin of Safety in the longer term
Score 0.0 / 10.0

  • pe average for last 3 years
  • insight: ['35.4 is NOT less than equal to 15', '35.4 is greater than 0']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want lower number here when we are BUY mode, PE <=15 preferred
  • pocf average for last 3 years
  • insight: ['31.76 is NOT less than equal to 15', '31.76 is greater than 0']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want lower number here when we are BUY mode, POCF <=15 preferred
  • pb average for last 3 years
  • insight: ['60.97 is NOT less than equal to 2', '60.97 is greater than 0']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want lower number here when we are BUY mode, PB <=2 preferred
  • ps average for last 3 years
  • insight: ['15.93 is NOT less than equal to 5', '15.93 is greater than 0']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want lower number here when we are BUY mode, PS <=5 preferred
  • evToEbitda average for last 3 years
  • insight: ['28.54 is NOT less than equal to 15', '28.54 is greater than 0']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want lower number here when we are BUY mode, evToEbitda <=15 preferred
  • evToOcf average for last 3 years
  • insight: ['33.4 is NOT less than equal to 15', '33.4 is greater than 0']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want lower number here when we are BUY mode, POCF <=15 preferred

Business Trends last 3 years beta

Score 2.0 / 10.0

  • receivables running_sum for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 0.15 wrt mean ratio: 0.14']
  • mental_model: receivables should always grow less with revenues otherwise there might be some payment/collection issues, Watch out
  • payables running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.04 wrt mean ratio: 0.043']
  • mental_model: the more this is the better, nothing bad about it.
  • capex running_sum for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 0.02 wrt mean ratio: 0.018']
  • sales and marketing running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.03 wrt mean ratio: 0.076']
  • mental_model: Sales are marketing increases specially if its a Sales led growth Be Careful, With time you want Organic Growth and Customer Retention

Profits Matter beta

💰 Companies needs to have positive profits to reward its shareholders in the long term
Score 10.0 / 10.0

  • positive cashflows profits average for last 3 years
  • insight: ['12651666666.67 is greater than equal to 0']
  • mental_model: We want to see positive cashflows profits for last 3 years, Profits determine Stock prices in the long term
  • positive operating profits average for last 3 years
  • insight: ['13951333333.33 is greater than equal to 0']
  • mental_model: We want to see positive operating profits for last 3 years, Profits determine Stock prices in the long term
  • positive net profits average for last 3 years
  • insight: ['11333000000.0 is greater than equal to 0']
  • mental_model: We want to see positive net profits for last 3 years, GAAP net Profits determine Stock prices in the long term

Capital Allocation beta

🧠 Remember: Shareholders only gets rewarded if management does prudent capital allocation decisions
Score 10.0 / 10.0

  • capex to Cashflow running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.03 wrt mean ratio: 0.041']
  • depreciation to capex running_sum for last 3 years
  • insight: ['trend is stable, last 3 year ratio: 1.9 wrt mean ratio: 1.834']
  • mental_model: Helps understand where the company is investing for the future, OR it has to replenish its assets to maintain business
  • stock based compensation to Cashflow running_sum for last 3 years
  • insight: ['trend is stable, last 3 year ratio: 0.03 wrt mean ratio: 0.03']

Business Performance beta

Score 5.0 / 10.0

  • Operating Leverage Cashflow cagr for last 9 years
  • insight: ['Ratio is [1.18] for last 9 year ratio, threshold 0.9, value_1: 14.0, value_2: 11.87']
  • Operating Leverage cagr for last 9 years
  • insight: ['Ratio is [1.04] for last 9 year ratio, threshold 0.9, value_1: 12.31, value_2: 11.87']
  • debt cagr for last 9 years
  • insight: ['Ratio is [2.7] for last 9 year ratio, threshold 1, value_1: 32.09, value_2: 11.87']
  • debt-equity-cagr cagr for last 9 years
  • insight: ['Ratio is [-152.81] for last 9 year ratio, threshold 1, value_1: 32.09, value_2: -0.21']
  • mental_model: We want debt to grow less than equity

Balance Sheet Quality beta

📈 Quality companies can withstand darkest hours, strong balance sheet is the key
Score 6.0 / 10.0

  • debtToCashflow running_sum for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 2.21 wrt mean ratio: 1.446']
  • debtToEquity running_sum for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 4.23 wrt mean ratio: 1.924']
  • interestCoverage average for last 3 years
  • insight: ['22.43 is greater than equal to 3']
  • mental_model: We prefer Business which can cover their interest payments
  • leverage average for last 3 years
  • insight: ['2.21 is less than equal to 5']
  • mental_model: We prefer Business which can pay their debts in less than 5 years
  • interestRate average for last 3 years
  • insight: ['0.02 is less than equal to 0.05']
  • mental_model: We prefer lower interest rate than the current prevailing interest rates, we want long term debt profile too

Taxes, Interest and Unearned beta

📈Note: this is a new one, so do not use this for now, we are looking at data
Score 10.0 / 10.0

  • income_tax running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.09 wrt mean ratio: 0.126']

Valuation Insights Relative to History beta

Score 0.0 / 10.0

  • pe average for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 35.4 wrt mean ratio: 33.469']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want stability on decreasing trend here
  • pocf average for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 31.76 wrt mean ratio: 29.755']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want stability on decreasing trend here
  • pb average for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 60.97 wrt mean ratio: 32.532']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want stability on decreasing trend here
  • ps average for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 15.93 wrt mean ratio: 13.621']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want stability on decreasing trend here
  • evToEbitda average for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 28.54 wrt mean ratio: 24.047']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want stability on decreasing trend here
  • evToOcf average for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 33.4 wrt mean ratio: 29.828']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want stability on decreasing trend here

Want to see What Wall Street looks at for Quality companies? We are building a special AI based SecDiver scoring system
 Sign up for FREE

We do NOT feel in CONTROL in the markets. Do we know why?

1. Showing CASHFLOW_COMPARE_DETAIL report for MA [show/hide charts] Current Market Price: 566.33 as of 2025-05-07
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009
MA StockMarketPrice 525.80 423.43 343.13 352.50 348.45 289.93 182.16 145.37 98.43 92.07 80.90 77.99 45.70 34.59
MA YearPriceHigh 536.91 425.27 392.84 392.92 358.10 292.78 217.35 148.53 103.85 96.23 84.38 78.36 46.38 35.72 0.0 0.0
MA YearPriceLow 413.98 336.25 273.21 300.19 194.45 174.76 145.14 99.25 74.40 70.44 64.30 46.60 31.21 20.31 0.0 0.0
MA revenue 28.17B 25.10B 22.24B 18.88B 15.30B 16.88B 14.95B 12.50B 10.78B 9.67B 9.44B 8.35B 7.39B 6.71B 5.54B 5.10B
MA assets 48.08B 42.45B 38.72B 37.67B 33.58B 29.24B 24.86B 21.33B 18.68B 16.27B 15.33B 14.24B 12.46B 10.69B 8.84B 0.0
MA ppnenet 2.14B 2.06B 2.01B 1.91B 1.90B 1.83B 0.92B 0.83B 0.73B 0.68B 0.61B 0.53B 0.47B 0.45B 0.44B 0.0
MA cashflow::operating 14.78B 11.98B 11.20B 9.46B 7.22B 8.18B 6.22B 5.66B 4.64B 4.10B 3.41B 4.13B 2.95B 2.68B 1.70B 1.38B
MA netincome 12.87B 11.20B 9.93B 8.69B 6.41B 8.12B 5.86B 3.92B 4.06B 3.81B 3.62B 3.12B 2.76B 1.91B 1.85B 1.46B
MA operatingincome 15.58B 14.01B 12.26B 10.08B 8.08B 9.66B 7.28B 6.62B 5.76B 5.08B 5.11B 4.50B 3.94B 2.71B 2.75B 2.26B
MA marketcap 482.60B 397.26B 329.91B 346.35B 347.38B 292.50B 188.13B 150.96B 106.40B 104.17B 94.25B 94.45B 57.26B 44.24B 0.0 0.0
MA ev 494.70B 422.83B 352.05B 353.74B 349.29B 294.04B 187.29B 150.45B 104.86B 101.71B 90.61B 90.85B 55.21B 40.51B 0.0 0.0
MA equity 6.51B 6.97B 6.36B 7.38B 6.97B 6.36B 5.39B 5.47B 5.66B 6.03B 6.79B 7.48B 6.92B 5.87B 5.21B 0.0
MA debt 20.54B 34.16B 29.16B 14.81B 12.02B 8.53B 5.83B 5.42B 5.18B 3.29B 1.49B 0.0 0.0 0.0 0.0 0.0
MA interest_expense 0.65B 0.57B 0.47B 0.43B 0.38B 0.22B 0.19B 0.15B 0.10B 0.06B 0.05B 0.01B 0.02B 0.03B 0.05B 0.12B
MA interestRate 0.03 0.02 0.02 0.03 0.03 0.03 0.03 0.03 0.02 0.02 0.03 inf inf inf inf inf
MA shares_calc 0.92B 0.94B 0.96B 0.98B 1.00B 1.01B 1.03B 1.04B 1.08B 1.13B 1.17B 1.21B 1.25B 1.28B 1.28B 1.27B
MA income_tax 2.38B 2.44B 1.80B 1.62B 1.35B 1.61B 1.34B 2.61B 1.59B 1.15B 1.46B 1.38B 1.17B 0.84B 0.91B 0.76B
MA sbc 0.53B 0.46B 0.29B 0.27B 0.25B 0.25B 0.20B 0.18B 0.15B 0.12B 0.0 0.0 0.0 0.0 0.0 0.0
MA capex 0.47B 0.37B 0.44B 0.41B 0.34B 0.42B 0.33B 0.30B 0.21B 0.18B 0.17B 0.15B 0.10B 0.08B 0.06B 0.06B
MA depreciation 0.90B 0.80B 0.75B 0.73B 0.58B 0.52B 0.46B 0.44B 0.37B 0.37B 0.32B 0.26B 0.23B 0.19B 0.15B 0.14B
MA inventory inf inf inf inf inf inf 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
MA payables 0.93B 0.83B 0.93B 0.74B 0.53B 0.49B 0.54B 0.93B 0.61B 0.47B 0.42B 0.34B 0.36B 0.36B 0.27B 0.0
MA receivables 3.77B 4.06B 3.42B 3.01B 2.65B 2.51B 2.28B 1.97B 1.42B 1.08B 1.11B 0.97B 0.93B 0.81B 0.65B 0.0
MA opLeverage -0.99 1.35 3.88 1.34 -7.01 19.78 -9.66 -1.02 1.98 -2.94 0.27 1.46 35.04 -22.63 13.14 0.0
MA opLeverageFlag 0.0 1.00 1.00 1.00 0.0 1.00 0.0 0.0 1.00 0.0 1.00 1.00 1.00 0.0 1.00 0.0
MA evToEbitda 30.02 28.56 27.05 32.73 40.33 28.87 24.19 21.31 17.10 18.68 16.70 19.08 13.25 13.93 0.0 0.0
MA evToOpIncome 31.75 30.18 28.71 35.09 43.22 30.43 25.72 22.72 18.20 20.03 17.74 20.17 14.02 14.93 0.0 0.0
MA evToOcf 33.47 35.29 31.45 37.38 48.35 35.93 30.10 26.56 22.61 24.80 26.59 21.97 18.73 15.09 0.0 0.0
MA pocf 32.65 33.16 29.47 36.60 48.09 35.74 30.23 26.65 22.95 25.40 27.66 22.84 19.42 16.48 0.0 0.0
MA pe 37.49 35.49 33.22 39.87 54.18 36.03 32.11 38.56 26.21 27.36 26.06 30.31 20.75 23.21 0.0 0.0
MA ps 17.13 15.83 14.84 18.34 22.70 17.33 12.58 12.08 9.87 10.78 9.98 11.32 7.75 6.59 0.0 0.0
MA pb 74.07 56.95 51.90 46.91 49.80 46.02 34.87 27.61 18.81 17.28 13.88 12.62 8.28 7.54 0.0 0.0
MA roa_cfo 34.82% 30.94% 29.72% 28.18% 24.71% 32.92% 29.18% 30.33% 28.50% 26.75% 23.92% 33.18% 27.57% 30.37% 0.0 0.0
MA roe_cfo 211.90% 188.48% 151.63% 135.67% 113.66% 151.68% 113.81% 100.14% 76.92% 60.40% 45.52% 59.78% 50.24% 51.57% 0.0 0.0
MA roce_cfo 35.93% 33.73% 50.43% 49.81% 48.54% 72.87% 57.13% 52.27% 49.78% 49.51% 45.52% 59.78% 50.24% 51.57% 0.0 0.0
MA roic_cfo 279.55% 265.93% 268.14% 235.34% 187.49% 307.63% 333.67% 367.79% 361.70% 314.25% 295.23% 397.60% 328.65% 328.52% 207.71% inf
MA rotc_cfo 717.13% 597.21% 587.05% 497.53% 395.19% 888.49% 750.66% 772.71% 686.96% 666.83% 647.72% 876.06% 656.57% 611.39% 0.0 0.0
MA margin_cfo 52.47% 47.73% 50.34% 50.11% 47.21% 48.47% 41.63% 45.32% 43.03% 42.42% 36.09% 49.54% 39.89% 39.98% 30.64% 27.02%
MA margin_op 55.32% 55.81% 55.15% 53.39% 52.81% 57.24% 48.71% 52.99% 53.46% 52.53% 54.08% 53.95% 53.27% 40.41% 49.68% 44.32%
MA margin_net 45.71% 44.61% 44.66% 46.00% 41.90% 48.08% 39.19% 31.33% 37.67% 39.39% 38.31% 37.34% 37.33% 28.39% 33.35% 28.69%
MA yield_cfo 3.06% 3.02% 3.39% 2.73% 2.08% 2.80% 3.31% 3.75% 4.36% 3.94% 3.61% 4.38% 5.15% 6.07% inf inf
MA yield_cfo_ev 2.99% 2.83% 3.18% 2.68% 2.07% 2.78% 3.32% 3.76% 4.42% 4.03% 3.76% 4.55% 5.34% 6.63% 0.0 0.0
MA costs:sm 0.81B 0.82B 0.79B 0.90B 0.66B 0.93B 0.91B 0.90B 0.81B 0.82B 0.86B 0.84B 0.78B 0.84B 0.78B 0.76B
MA goodwill 9.19B 7.66B 7.52B 7.66B 4.96B 4.02B 2.90B 3.04B 1.76B 1.89B 1.52B 1.12B 1.09B 1.01B 0.68B 0.0
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)

2. CAGR report Showing CASHFLOW_COMPARE_DETAIL report for MA Current Market Price: 566.33 as of 2025-05-07
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry CAGR_9Y_ENDING_2024 CAGR_5Y_ENDING_2024 CAGR_3Y_ENDING_2024
MA StockMarketPrice 21.36% 12.64% 14.26%
MA YearPriceHigh 21.05% 12.89% 10.97%
MA YearPriceLow 21.75% 18.82% 11.31%
MA revenue 12.62% 10.78% 14.26%
MA assets 12.80% 10.46% 8.48%
MA ppnenet 13.67% 3.18% 3.88%
MA cashflow::operating 15.31% 12.55% 16.02%
MA netincome 14.49% 9.66% 14.01%
MA operatingincome 13.27% 10.03% 15.62%
MA marketcap 18.57% 10.53% 11.69%
MA ev 19.21% 10.97% 11.83%
MA equity 0.87% 0.50% -4.08%
MA debt 22.58% 19.23% 11.51%
MA interest_expense 29.98% 23.59% 14.44%
MA interestRate 4.61% 0.0 0.0
MA shares_calc -2.30% -1.87% -2.25%
MA income_tax 8.42% 8.09% 13.68%
MA sbc 17.63% 16.04% 24.43%
MA capex 11.57% 2.35% 5.21%
MA depreciation 10.47% 11.44% 7.30%
MA inventory inf 0.0 0.0
MA payables 7.81% 13.70% 7.97%
MA receivables 14.92% 8.46% 7.87%
MA opLeverage 12.86% -46.10% -33.19%
MA opLeverageFlag 0.0 inf inf
MA evToEbitda 5.41% 0.78% -2.84%
MA evToOpIncome 5.25% 0.85% -3.28%
MA evToOcf 3.39% -1.41% -3.62%
MA pocf 2.83% -1.79% -3.74%
MA pe 3.56% 0.80% -2.03%
MA ps 5.28% -0.23% -2.25%
MA pb 17.55% 9.99% 16.45%
MA roa_cfo 2.97% 1.13% 7.31%
MA roe_cfo 14.97% 6.92% 16.02%
MA roce_cfo -3.50% -13.19% -10.32%
MA roic_cfo -1.29% -1.90% 5.91%
MA rotc_cfo 0.81% -4.19% 12.96%
MA margin_cfo 2.39% 1.60% 1.55%
MA margin_op 0.58% -0.68% 1.19%
MA margin_net 1.67% -1.01% -0.21%
MA yield_cfo -2.77% 1.79% 3.88%
MA yield_cfo_ev -3.26% 1.47% 3.72%
MA costs:sm -0.08% -2.69% -3.07%
MA goodwill 19.21% 17.98% 6.26%
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)

3. Rolling 5 yearly CAGR report Showing CASHFLOW_COMPARE_DETAIL report for MA Current Market Price: 566.33 as of 2025-05-07
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry CAGR_5Y_2024 CAGR_5Y_2023 CAGR_5Y_2022 CAGR_5Y_2021 CAGR_5Y_2020 CAGR_5Y_2019 CAGR_5Y_2018 CAGR_5Y_2017 CAGR_5Y_2016 CAGR_5Y_2015 CAGR_5Y_2014
MA ppnenet 3.18% 17.48% 19.33% 21.07% 23.02% 24.34% 11.85% 11.92% 10.30% 8.99% inf
MA cashflow::operating 12.55% 14.00% 14.60% 15.33% 11.99% 19.15% 8.52% 13.95% 11.56% 19.30% 19.85%
MA netincome 9.66% 13.83% 20.46% 16.44% 10.98% 17.55% 13.46% 7.25% 16.32% 15.57% 19.85%
MA operatingincome 10.03% 13.98% 13.12% 11.84% 9.74% 13.61% 10.09% 10.96% 16.25% 13.03% 17.70%
MA marketcap 10.53% 16.12% 16.92% 26.62% 27.24% 25.42% 14.78% 21.39% 19.19% inf inf
MA ev 10.97% 17.69% 18.53% 27.53% 27.99% 26.55% 15.57% 22.20% 20.95% inf inf
MA equity 0.50% 5.27% 3.06% 5.47% 2.96% -1.31% -6.34% -4.59% -0.73% 2.98% inf
MA debt 19.23% 42.40% 39.99% 23.39% 29.61% 41.67% inf inf inf inf inf
MA interest_expense 23.59% 25.32% 25.05% 35.32% 44.18% 36.08% 67.76% 50.42% 30.60% 3.24% -16.03%
MA interestRate 0.0 -7.79% -7.79% 8.45% 8.45% 0.0 -98.75% -98.75% -98.85% -98.85% -98.75%
MA shares_calc -1.87% -1.90% -1.53% -1.89% -2.50% -2.84% -3.13% -3.69% -3.31% -2.42% -1.70%
MA income_tax 8.09% 12.69% -7.12% 0.41% 3.24% 1.99% -0.57% 17.30% 13.51% 4.79% 14.13%
MA sbc 16.04% 18.60% 10.88% 12.87% 15.80% inf inf inf inf inf 0.0
MA capex 2.35% 2.37% 8.06% 13.61% 13.88% 19.25% 16.32% 25.59% 22.80% 23.75% 25.15%
MA depreciation 11.44% 11.72% 11.41% 14.25% 9.65% 10.21% 12.21% 13.70% 13.97% 19.85% 17.88%
MA inventory 0.0 inf inf inf inf inf 0.0 0.0 0.0 0.0 0.0
MA payables 13.70% 9.20% -0.15% 3.92% 2.23% 3.14% 9.70% 21.18% 11.09% 11.65% inf
MA receivables 8.46% 12.27% 11.71% 16.25% 19.65% 17.78% 18.70% 16.31% 11.87% 10.67% inf
MA opLeverage -46.10% 16.43% 42.15% -7.51% -15.95% 136.03% -14.20% -51.26% 15.86% -31.16% inf
MA opLeverageFlag inf inf inf 0.0 0.0 0.0 inf inf inf inf inf
MA evToEbitda 0.78% 3.38% 4.89% 13.86% 16.64% 11.57% 4.86% 9.97% 4.19% inf inf
MA evToOpIncome 0.85% 3.25% 4.79% 14.03% 16.63% 11.40% 4.98% 10.14% 4.04% inf inf
MA evToOcf -1.41% 3.23% 3.44% 10.58% 14.28% 6.21% 6.50% 7.24% 8.42% inf inf
MA pocf -1.79% 1.87% 2.03% 9.78% 13.62% 5.26% 5.77% 6.53% 6.85% inf inf
MA pe 0.80% 2.02% -2.94% 8.75% 14.64% 6.69% 1.16% 13.19% 2.46% inf inf
MA ps -0.23% 4.70% 4.20% 13.19% 16.06% 11.67% 2.13% 9.28% 8.41% inf inf
MA pb 9.99% 10.31% 13.45% 20.05% 23.58% 27.09% 22.54% 27.24% 20.06% inf inf
MA roa_cfo 1.13% 1.18% -0.41% -0.23% -1.57% 6.60% -2.54% 1.93% -1.26% inf inf
MA roe_cfo 6.92% 10.62% 8.65% 12.02% 13.48% 27.22% 13.74% 14.79% 8.32% inf inf
MA roce_cfo -13.19% -10.00% -0.71% 0.01% -0.39% 9.87% -0.90% 0.80% -0.70% inf inf
MA roic_cfo -1.90% -4.44% -6.12% -8.24% -9.81% 0.83% -3.45% 2.28% 1.94% 8.63% -92.17%
MA rotc_cfo -4.19% -4.47% -5.35% -6.25% -9.93% 6.53% -3.04% 3.31% 2.36% inf inf
MA margin_cfo 1.60% 2.77% 2.12% 3.09% 2.16% 6.08% -3.42% 2.59% 1.48% 6.72% 5.96%
MA margin_op -0.68% 2.76% 0.80% -0.03% 0.11% 1.14% -2.02% -0.11% 5.76% 1.12% 4.06%
MA margin_net -1.01% 2.62% 7.35% 4.08% 1.24% 4.65% 0.97% -3.44% 5.82% 3.39% 5.95%
MA yield_cfo 1.79% -1.82% -2.00% -8.94% -11.99% -4.95% -5.45% -6.15% -6.40% -96.70% -96.75%
MA yield_cfo_ev 1.47% -3.14% -3.30% -9.52% -12.47% -5.86% -6.11% -6.78% -7.79% inf inf
MA costs:sm -2.69% -1.88% -2.55% 1.99% -4.36% 1.62% 1.52% 2.99% -0.72% 0.98% 2.66%
MA goodwill 17.98% 21.41% 19.90% 34.27% 21.27% 21.45% 20.95% 22.68% 11.61% 22.81% inf
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)

4. Rolling 9 yearly CAGR report Showing CASHFLOW_COMPARE_DETAIL report for MA Current Market Price: 566.33 as of 2025-05-07
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry CAGR_9Y_2024 CAGR_9Y_2023 CAGR_9Y_2022 CAGR_9Y_2021 CAGR_9Y_2020 CAGR_9Y_2019 CAGR_9Y_2018
MA marketcap 18.57% 17.33% 14.91% 22.14% 25.73% inf inf
MA ev 19.21% 18.67% 16.24% 22.92% 27.05% inf inf
MA equity 0.87% 0.30% -1.80% 0.73% 1.94% 2.24% inf
MA debt 22.58% 41.59% inf inf inf inf inf
MA interest_expense 29.98% 31.77% 47.79% 40.66% 35.31% 17.62% 5.49%
MA interestRate 4.61% -4.41% -91.64% -91.25% -91.25% -91.25% -91.25%
MA shares_calc -2.30% -2.38% -2.53% -2.67% -2.73% -2.60% -2.26%
MA income_tax 8.42% 5.88% 2.98% 3.64% 5.38% 6.57% 6.63%
MA sbc 17.63% inf inf inf inf inf inf
MA capex 11.57% 8.71% 12.35% 17.41% 17.90% 23.97% 21.55%
MA depreciation 10.47% 10.66% 12.59% 13.62% 12.94% 15.03% 14.01%
MA inventory inf inf inf inf inf inf 0.0
MA payables 7.81% 7.95% 11.85% 8.40% 4.33% 6.73% inf
MA receivables 14.92% 15.51% 15.10% 13.99% 14.09% 16.22% inf
MA opLeverage 12.86% 19.58% 11.47% -30.42% 13.91% 4.65% inf
MA opLeverageFlag 0.0 0.0 0.0 0.0 0.0 0.0 0.0
MA evToEbitda 5.41% 6.14% 3.95% 10.57% 12.54% inf inf
MA evToOpIncome 5.25% 6.08% 4.00% 10.73% 12.54% inf inf
MA evToOcf 3.39% 3.20% 4.07% 7.98% 13.81% inf inf
MA pocf 2.83% 2.04% 2.87% 7.30% 12.64% inf inf
MA pe 3.56% 3.49% 1.02% 7.53% 9.88% inf inf
MA ps 5.28% 5.26% 3.05% 10.04% 14.73% inf inf
MA pb 17.55% 16.98% 17.01% 21.25% 23.34% inf inf
MA roa_cfo 2.97% 2.90% -1.22% 0.24% -2.27% inf inf
MA roe_cfo 14.97% 17.10% 10.90% 11.67% 9.18% inf inf
MA roce_cfo -3.50% -3.28% -1.87% -0.10% -0.67% inf inf
MA roic_cfo -1.29% -1.15% -4.28% -3.64% -6.04% 4.46% -75.37%
MA rotc_cfo 0.81% -0.90% -4.35% -3.03% -4.73% inf inf
MA margin_cfo 2.39% 3.15% 0.18% 2.57% 1.86% 5.23% 4.92%
MA margin_op 0.58% 0.35% 0.24% 0.03% 3.02% 1.59% 1.05%
MA margin_net 1.67% 1.71% 2.01% 2.35% 4.42% 4.15% 3.53%
MA yield_cfo -2.77% -1.96% -2.81% -6.81% -11.22% -85.52% -85.25%
MA yield_cfo_ev -3.26% -3.11% -3.90% -7.37% -12.13% inf inf
MA costs:sm -0.08% -0.49% -0.71% 1.61% -2.71% 1.99% 2.04%
MA goodwill 19.21% 19.67% 23.54% 24.17% 19.29% 21.89% inf
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)


Want to explore further, try these wonderful companies below or Use Search to find your favorite company or Check out our list of curated stocks here: Curated Stock List(new)

Join the 1,000+ Sleep Well Investors friends simplifying their investing decisions with SecDiver.com and SleepWellInvesting 🛌

*No account required, We promise to be respectful of your time and never spam you...