AXP is OVERVALUED SecDiverAI
Median Fair Price 173.79
Confidence: MEDIUM
Fair Price Range 98.7 - 197.16
1 Year Price target: $ 179.82 - $ 195.32
3 Year Price target: $ 192.52 - $ 246.72
Current Market Price: 251.31 as of 2025-04-18
Investment Value of 100 $ invested in AXP as compared to Market Index: SPY across historical periods[*does not include dividends]
Investment Period $ Value Today(AXP) $ Value Today(SPY) CAGR vs Market
9 years before $ 413.69 $ 208.39 17.09% vs SPY:8.5%
5 years before $ 216.73 $ 150.37 16.73% vs SPY:8.5%
3 years before $ 160.16 $ 127.73 17.0% vs SPY:8.5%
[Bottom of Page]

We have 4 report results for ticker: AXP - American Express Company, also organized by 4 group tags below ... Bargain Finder: Related Companies Portfolio Health: Related Companies

Business Checklist for AXP from SecDiver AI beta Free for Limited Time

Want to see more such checks or Customize your checks, check out our plans

Red Flags Identified


7

Total Checks Done


28

Wall Street Drivers beta

📊 Professional Investors(wallstreet) pay a lot of heed at these numbers, long term history matters - specially 9+ year trends
Score 9.0 / 10.0

  • revenue cagr for last 9 years
  • insight: ['6.65 is greater than equal to 5']
  • mental_model: We prefer growing Business which grow >= 5% YoY, better than GDP growth of >= 2-3%
  • cashflows cagr for last 9 years
  • insight: ['6.44 is greater than equal to 5']
  • mental_model: We prefer growing Business which generate cashflows >= 5% YoY, for some industries like finance specially Banks this might be lower/red and its OK for them
  • shares outstanding cagr for last 9 years
  • insight: ['-54.08 is less than equal to 2']
  • mental_model: As a business owner equity is important, We want less dilution over years OR it should reduce so our share of business increases with time, less than 2% is ideal, >=10% is potentially bad be careful
  • debt cagr for last 9 years
  • insight: ['0.48 is less than equal to 2']
  • mental_model: We prefer Business with lower debt growth
  • equity cagr for last 9 years
  • insight: ['3.48 is NOT greater than equal to 5']
  • mental_model: We prefer growing Business having shareholder equity growth >= 5% YoY
  • leverage average for last 3 years
  • insight: ['3.5 is less than equal to 5', '3.5 is greater than equal to 0']
  • mental_model: We prefer Business which can pay their debts in less than 5 years using cashflows, for some industries like finance specially Banks this might be lower/red and its OK for them
  • roe_cashflow::operating average for last 3 years
  • insight: ['73.41 is greater than equal to 10']
  • mental_model: Good Business have return on equity >= 10%
  • roce_cashflow::operating average for last 3 years
  • insight: ['22.7 is greater than equal to 15']
  • mental_model: Good Business have return on capital >= 15%
  • roic_cashflow::operating average for last 3 years
  • insight: ['19.32 is greater than equal to 15']
  • mental_model: Good Business have return on invested capital >= 15%

Business Durability beta

🏰 Quality companies with moats show higher or stable trends, long term trends matters, Consistency is the Key
Score 8.0 / 10.0

  • margin cashflow running_sum for last 3 years
  • insight: ['trend is stable, last 3 year ratio: 0.3 wrt mean ratio: 0.293']
  • cash average for last 3 years
  • insight: ['trend is stable, last 3 year ratio: 26836666666.67 wrt mean ratio: 26063871794.872']
  • mental_model: We want stability on cash growth
  • roa_cashflow::operating average for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 8.23 wrt mean ratio: 6.649']
  • mental_model: We want stability on increasing return on assets
  • roe_cashflow::operating average for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 73.41 wrt mean ratio: 55.61']
  • mental_model: We want stability on increasing return on equity
  • roce_cashflow::operating average for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 22.7 wrt mean ratio: 15.29']
  • mental_model: We want stability on increasing return on capital employed
  • roic_cashflow::operating average for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 19.32 wrt mean ratio: 78.251']
  • mental_model: We want stability on increasing return on invested capital

Business Trends last 3 years beta

Score 0.0 / 10.0

  • receivables running_sum for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 2.0 wrt mean ratio: 1.764']
  • mental_model: receivables should always grow less with revenues otherwise there might be some payment/collection issues, Watch out
  • payables running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.22 wrt mean ratio: 0.303']
  • mental_model: the more this is the better, nothing bad about it.
  • cash running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.45 wrt mean ratio: 0.672']
  • mental_model: cash trend should be similar or greater to revenue, if company is heavily reinvesting it might be OK, but do check

Profits Matter beta

💰 Companies needs to have positive profits to reward its shareholders in the long term
Score 10.0 / 10.0

  • positive cashflows profits average for last 3 years
  • insight: ['17896000000.0 is greater than equal to 0']
  • mental_model: We want to see positive cashflows profits for last 3 years, Profits determine Stock prices in the long term

Capital Allocation beta

🧠 Remember: Shareholders only gets rewarded if management does prudent capital allocation decisions
Score 0.0 / 10.0

  • cashToRevenue running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.45 wrt mean ratio: 0.672']
  • cashToEquity running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.97 wrt mean ratio: 1.21']

Business Performance beta

Score 10.0 / 10.0

  • Operating Leverage Cashflow cagr for last 9 years
  • insight: ['Ratio is [0.97] for last 9 year ratio, threshold 0.9, value_1: 6.44, value_2: 6.65']
  • debt cagr for last 9 years
  • insight: ['Ratio is [0.07] for last 9 year ratio, threshold 1, value_1: 0.48, value_2: 6.65']
  • cash cagr for last 9 years
  • insight: ['Ratio is [1.42] for last 9 year ratio, threshold 0.9, value_1: 4.93, value_2: 3.48']
  • debt-equity-cagr cagr for last 9 years
  • insight: ['Ratio is [0.14] for last 9 year ratio, threshold 1, value_1: 0.48, value_2: 3.48']
  • mental_model: We want debt to grow less than equity

Balance Sheet Quality beta

📈 Quality companies can withstand darkest hours, strong balance sheet is the key
Score 10.0 / 10.0

  • debtToCashflow running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 3.5 wrt mean ratio: 5.381']
  • debtToEquity running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 2.27 wrt mean ratio: 2.765']
  • leverage average for last 3 years
  • insight: ['3.5 is less than equal to 5']
  • mental_model: We prefer Business which can pay their debts in less than 5 years

Want to see What Wall Street looks at for Quality companies? We are building a special AI based SecDiver scoring system
 Sign up for FREE

We do NOT feel in CONTROL in the markets. Do we know why?

1. Showing BALANCE_SUMMARY report for AXP [show/hide charts] Current Market Price: 251.31 as of 2025-04-18
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009
AXP StockMarketPrice 296.09 184.69 143.54 156.90 114.62 115.95 87.49 89.85 65.96 60.75 80.15 77.32 48.37 39.14
AXP revenue 65.95B 60.52B 52.86B 43.80B 36.09B 43.56B 40.34B 36.88B 35.44B 32.82B 34.29B 32.97B 31.58B 29.96B 27.58B 24.34B
AXP assets 271.46B 261.11B 228.35B 188.55B 191.37B 198.32B 188.60B 181.20B 158.89B 161.18B 159.10B 153.38B 153.14B 153.34B 146.69B 0.0
AXP cash 0.0 46.60B 33.91B 22.03B 32.97B 24.45B 27.45B 32.93B 25.21B 22.76B 22.29B 19.49B 22.25B 24.89B 16.36B 0.0
AXP cashflow::operating 14.05B 18.56B 21.08B 14.64B 5.59B 13.63B 8.93B 13.54B 8.29B 10.97B 10.99B 8.55B 7.08B 10.47B 8.94B 6.34B
AXP equity 30.26B 28.06B 24.71B 22.18B 22.98B 23.07B 22.29B 18.26B 20.50B 20.67B 20.67B 19.50B 18.89B 18.79B 16.23B 0.0
AXP debt 51.09B 49.16B 87.84B 40.94B 44.90B 64.31B 61.52B 59.08B 52.57B 52.87B 61.44B 60.35B 62.29B 63.91B 69.83B 0.0
AXP shares 0.71B 0.74B 0.75B 0.79B 0.81B 0.83B 0.86B 0.89B 0.94B 1.00B 1051000.00B 1089000.00B 1141000.00B 1.18B 1.19B 1.17B
AXP shares_calc 0.70B 0.73B 0.77B 0.79B 0.81B 0.82B 0.85B 0.86B 0.92B 0.98B 1051000.00B 1089000.00B 1141000.00B 1141000.00B 1144854.73B 1125581.08B
AXP inventory inf inf inf inf inf inf 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
AXP payables 13.88B 13.11B 12.13B 10.57B 9.44B 12.74B 12.26B 14.66B 11.19B 11.82B 11.30B 10.62B 10.01B 10.46B 9.69B 0.0
AXP receivables 134.00B 120.88B 104.22B 85.26B 68.03B 85.00B 79.72B 53.53B 46.84B 43.67B 44.39B 0.0 0.0 0.0 0.0 0.0
AXP roa_cfo 5.38% 8.13% 11.18% 7.65% 2.82% 7.23% 4.93% 8.52% 5.14% 6.90% 7.17% 5.58% 4.62% 7.14% 0.0 0.0
AXP roe_cfo 50.08% 75.10% 95.05% 63.72% 24.23% 61.16% 48.90% 66.05% 40.11% 53.07% 56.37% 45.26% 37.68% 64.54% 0.0 0.0
AXP roce_cfo 18.20% 16.49% 33.40% 21.58% 6.40% 16.27% 11.55% 18.53% 11.27% 13.36% 13.76% 10.53% 8.56% 12.17% 0.0 0.0
AXP roic_cfo 12.44% 19.07% 26.46% 23.03% 7.25% 18.96% 20.67% 33.78% 23.06% 29.63% 29.19% 235.13% 210.34% 360.59% 307.57% inf
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)

2. Vertical Data, ratio wrt to shares_calc for AXP [show/hide charts] Current Market Price: 251.31 as of 2025-04-18
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
AXP StockMarketPrice
AXP revenue 93.62 83.04 68.96 55.69 44.82 53.23 47.22 42.83 38.72 33.34
AXP assets 385.35 358.30 297.89 239.72 237.66 242.37 220.78 210.44 173.61 163.76
AXP cash 0.0 63.94 44.24 28.01 40.94 29.88 32.13 38.24 27.54 23.13
AXP cashflow::operating 19.94 25.47 27.50 18.62 6.94 16.66 10.45 15.72 9.06 11.15
AXP equity 42.96 38.50 32.24 28.20 28.54 28.19 26.09 21.21 22.40 21.00
AXP debt 72.52 67.46 114.59 52.05 55.76 78.59 72.01 68.62 57.44 53.72
AXP shares 1.01 1.01 0.98 1.00 1.00 1.01 1.01 1.03 1.02 1.02
AXP shares_calc 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
AXP inventory 0.14 0.14 0.13 0.13 0.12 0.12 0.0 0.0 0.0 0.0
AXP payables 19.71 17.99 15.83 13.44 11.73 15.57 14.35 17.02 12.23 12.01
AXP receivables 190.21 165.87 135.95 108.40 84.49 103.88 93.32 62.16 51.18 44.37
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)

3. Vertical Data, ratio wrt to revenue for AXP [show/hide charts] Current Market Price: 251.31 as of 2025-04-18
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009
AXP StockMarketPrice
AXP revenue 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
AXP assets 411.62% 431.48% 431.98% 430.48% 530.29% 455.32% 467.55% 491.34% 448.37% 491.15% 463.97% 465.14% 484.90% 511.77% 531.83% 0.0
AXP cash 0.0 77.00% 64.16% 50.29% 91.35% 56.13% 68.04% 89.29% 71.13% 69.36% 64.99% 59.10% 70.45% 83.08% 59.30% 0.0
AXP cashflow::operating 21.30% 30.67% 39.88% 33.44% 15.49% 31.30% 22.14% 36.72% 23.40% 33.43% 32.05% 25.92% 22.42% 34.96% 32.39% 26.04%
AXP equity 45.89% 46.36% 46.75% 50.63% 63.69% 52.97% 55.26% 49.52% 57.85% 62.99% 60.29% 59.13% 59.80% 62.73% 58.84% 0.0
AXP debt 77.47% 81.23% 166.17% 93.47% 124.41% 147.65% 152.50% 160.21% 148.35% 161.11% 179.15% 183.03% 197.22% 213.29% 253.17% 0.0
AXP shares 1.08% 1.22% 1.42% 1.80% 2.23% 1.91% 2.13% 2.40% 2.64% 3.06% 3064854.78% 3302602.05% 3612817.43% 3.95% 4.31% 4.80%
AXP shares_calc 1.07% 1.20% 1.45% 1.80% 2.23% 1.88% 2.12% 2.33% 2.58% 3.00% 3064854.78% 3302602.05% 3612817.43% 3808157.00% 4150731.38% 4625168.81%
AXP inventory 0.15% 0.17% 0.19% 0.23% 0.28% 0.23% 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
AXP payables 21.05% 21.66% 22.95% 24.14% 26.17% 29.25% 30.38% 39.74% 31.58% 36.02% 32.95% 32.19% 31.68% 34.90% 35.14% 0.0
AXP receivables 203.18% 199.75% 197.15% 194.66% 188.51% 195.15% 197.63% 145.14% 132.18% 133.07% 129.44% 0.0 0.0 0.0 0.0 0.0
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)

4. Vertical Data, ratio wrt to assets for AXP [show/hide charts] Current Market Price: 251.31 as of 2025-04-18
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010
AXP StockMarketPrice
AXP revenue 24.29% 23.18% 23.15% 23.23% 18.86% 21.96% 21.39% 20.35% 22.30% 20.36% 21.55% 21.50% 20.62% 19.54% 18.80%
AXP assets 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
AXP cash 0.0 17.85% 14.85% 11.68% 17.23% 12.33% 14.55% 18.17% 15.86% 14.12% 14.01% 12.70% 14.53% 16.23% 11.15%
AXP cashflow::operating 5.18% 7.11% 9.23% 7.77% 2.92% 6.87% 4.73% 7.47% 5.22% 6.81% 6.91% 5.57% 4.62% 6.83% 6.09%
AXP equity 11.15% 10.75% 10.82% 11.76% 12.01% 11.63% 11.82% 10.08% 12.90% 12.83% 12.99% 12.71% 12.33% 12.26% 11.06%
AXP debt 18.82% 18.83% 38.47% 21.71% 23.46% 32.43% 32.62% 32.61% 33.09% 32.80% 38.61% 39.35% 40.67% 41.68% 47.60%
AXP shares 0.26% 0.28% 0.33% 0.42% 0.42% 0.42% 0.46% 0.49% 0.59% 0.62% 660578.37% 710024.45% 745069.87% 0.77% 0.81%
AXP shares_calc 0.26% 0.28% 0.34% 0.42% 0.42% 0.41% 0.45% 0.48% 0.58% 0.61% 660578.37% 710024.45% 745069.87% 744112.64% 780463.93%
AXP inventory 0.04% 0.04% 0.04% 0.05% 0.05% 0.05% 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
AXP payables 5.11% 5.02% 5.31% 5.61% 4.94% 6.42% 6.50% 8.09% 7.04% 7.33% 7.10% 6.92% 6.53% 6.82% 6.61%
AXP receivables 49.36% 46.29% 45.64% 45.22% 35.55% 42.86% 42.27% 29.54% 29.48% 27.09% 27.90% 0.0 0.0 0.0 0.0
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)


Want to explore further, try these wonderful companies below or Use Search to find your favorite company or Check out our list of curated stocks here: Curated Stock List(new)

Join the 1,000+ Sleep Well Investors friends simplifying their investing decisions with SecDiver.com and SleepWellInvesting 🛌

*No account required, We promise to be respectful of your time and never spam you...