We have 4 report results for ticker: ACIW - ACI Worldwide, Inc., also organized by 4 group tags below ... Bargain Finder: Related Companies Portfolio Health: Related Companies

Business Checklist for ACIW from SecDiver AI beta Free for Limited Time

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Red Flags Identified


13

Total Checks Done


25

Wall Street Drivers beta

📊 Professional Investors(wallstreet) pay a lot of heed at these numbers, long term history matters - specially 9+ year trends
Score 4.0 / 10.0

  • revenue cagr for last 9 years
  • insight: ['19.09 is greater than equal to 5']
  • mental_model: We prefer growing Business which grow >= 5% YoY, better than GDP growth of >= 2-3%
  • cashflows cagr for last 9 years
  • insight: ['2.78 is NOT greater than equal to 5']
  • mental_model: We prefer growing Business which generate cashflows >= 5% YoY, for some industries like finance specially Banks this might be lower/red and its OK for them
  • shares outstanding cagr for last 9 years
  • insight: ['-0.82 is less than equal to 2']
  • mental_model: As a business owner equity is important, We want less dilution over years OR it should reduce so our share of business increases with time, less than 2% is ideal, >=10% is potentially bad be careful
  • debt cagr for last 9 years
  • insight: ['4.55 is NOT less than equal to 2']
  • mental_model: We prefer Business with lower debt growth
  • equity cagr for last 9 years
  • insight: ['9.25 is greater than equal to 5']
  • mental_model: We prefer growing Business having shareholder equity growth >= 5% YoY
  • leverage average for last 3 years
  • insight: ['6.08 is NOT less than equal to 5', '6.08 is greater than equal to 0']
  • mental_model: We prefer Business which can pay their debts in less than 5 years using cashflows, for some industries like finance specially Banks this might be lower/red and its OK for them
  • interestRate average for last 3 years
  • insight: ['0.06 is NOT less than equal to 0.05']
  • mental_model: We prefer lower interest rate than the current prevailing interest rates, we want long term debt profile too

Business Durability beta

🏰 Quality companies with moats show higher or stable trends, long term trends matters, Consistency is the Key
Score 5.0 / 10.0

  • margin cashflow running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.15 wrt mean ratio: 0.259']
  • cash average for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 168538000.0 wrt mean ratio: 119140846.153']
  • mental_model: We want stability on cash growth

Business Trends last 3 years beta

Score 5.0 / 10.0

  • capex running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.01 wrt mean ratio: 0.039']
  • cash running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.11 wrt mean ratio: 0.235']
  • mental_model: cash trend should be similar or greater to revenue, if company is heavily reinvesting it might be OK, but do check

Profits Matter beta

💰 Companies needs to have positive profits to reward its shareholders in the long term
Score 10.0 / 10.0

  • positive cashflows profits average for last 3 years
  • insight: ['223548666.67 is greater than equal to 0']
  • mental_model: We want to see positive cashflows profits for last 3 years, Profits determine Stock prices in the long term

Capital Allocation beta

🧠 Remember: Shareholders only gets rewarded if management does prudent capital allocation decisions
Score 4.0 / 10.0

  • capex to Cashflow running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.06 wrt mean ratio: 0.139']
  • depreciation to capex running_sum for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 1.74 wrt mean ratio: 1.095']
  • mental_model: Helps understand where the company is investing for the future, OR it has to replenish its assets to maintain business
  • cashToRevenue running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.11 wrt mean ratio: 0.235']
  • cashToEquity running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.13 wrt mean ratio: 0.155']
  • cashToCapex running_sum for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 13.51 wrt mean ratio: 7.078']

Business Performance beta

Score 5.0 / 10.0

  • Operating Leverage Cashflow cagr for last 9 years
  • insight: ['Ratio is [0.15] for last 9 year ratio, threshold 0.9, value_1: 2.78, value_2: 19.09']
  • mental_model: We want Cashflow to grow atleast 90% of Revenue CAGR
  • Cash Cagr cagr for last 9 years
  • insight: ['Ratio is [0.74] for last 9 year ratio, threshold 0.9, value_1: 6.84, value_2: 9.25']
  • mental_model: We want Cash to grow atleast 90% of Revenue CAGR
  • Debt wrt Revenue cagr for last 9 years
  • insight: ['Ratio is [0.24] for last 9 year ratio, threshold 1, value_1: 4.55, value_2: 19.09']
  • mental_model: We want debt to grow less than revenue cagr
  • Debt wrt Equity cagr for last 9 years
  • insight: ['Ratio is [0.49] for last 9 year ratio, threshold 1, value_1: 4.55, value_2: 9.25']
  • mental_model: We want debt to grow less than equity cagr

Balance Sheet Quality beta

📈 Quality companies can withstand darkest hours, strong balance sheet is the key
Score 5.0 / 10.0

  • debtToCashflow running_sum for last 3 years
  • insight: ['trend is stable, last 3 year ratio: 6.08 wrt mean ratio: 5.858']
  • debtToEquity running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 1.03 wrt mean ratio: 1.099']
  • leverage average for last 3 years
  • insight: ['6.08 is NOT less than equal to 5']
  • mental_model: We prefer Business which can pay their debts in less than 5 years
  • interestRate average for last 3 years
  • insight: ['0.06 is NOT less than equal to 0.05']
  • mental_model: We prefer lower interest rate than the current prevailing interest rates, we want long term debt profile too

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Balance Sheet beta


  • debt_equity_ratio_trend for normalized average for last 3 years
    • ["Trend is up, expected: ['stable', 'down'], last:0.508, avg: 0.4551"]
  • debt_equity_ratio_avg for normalized average for last 3 years
    • [['last: 0.508 is not less than threshold: 0.5, criteria: less than equal to']]
  • debt_servicing_ratio_trend for normalized average for last 3 years
    • ["Trend is up, expected: ['stable', 'down'], last:6.079, avg: 5.0822"]
  • debt_servicing_ratio_avg for normalized average for last 3 years
    • [['last: 6.079 is not less than threshold: 3, criteria: less than equal to']]

Cash Conversion beta


  • ebitda_cash_conversion_trend for normalized average for last 3 years
    • ["Trend is down, expected: ['stable', 'up'], last:0.838, avg: 0.9694"]
  • ebitda_cash_conversion_trend_avg for normalized average for last 3 years
    • ['last: 0.838 is not greater than threshold: 0.9, criteria: greater than equal to']
  • ebitda_cash_conversion_times for normalized average for last 3 years
    • ['ratio: 0.4286, threshold_value:0.9, threshold_percentage: 0.8, condition_met_count: 6, total: 14']

Cash Flow beta


  • margin_cashflow for normalized average for last 3 years
    • ["Trend is down, expected: ['stable', 'up'], last:0.15, avg: 0.268"]
  • margin_cashflow_avg for normalized average for last 3 years
    • ['Condition 1: last: 0.15, threshold: 0.1, criteria: greater than equal to', 'Condition 2: last: 0.15, threshold: 1, criteria: less than equal to']
  • margin_cashflow_times for normalized average for last 3 years
    • ['ratio: 1.0, threshold_value:0.1, threshold_percentage: 0.7, condition_met_count: 14, total: 14']

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We do NOT feel in CONTROL in the markets. Do we know why?

1. Showing SPECIAL_REPORT report for ACIW [show/hide charts] Current Market Price: 44.59 as of 2025-06-23
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009
ACIW StockMarketPrice 51.91 30.60 23.00 34.70 38.43 37.89 27.67 22.67 18.15 21.40 20.17 21.67 14.56 9.55 8.96 5.72
ACIW revenue 1.59B 1.45B 1.42B 1.37B 1.29B 1.26B 1.01B 1.02B 0.44B 0.47B 0.26B 0.25B 0.22B 0.19B 0.16B 0.15B
ACIW cash 0.22B 0.16B 0.12B 0.12B 0.17B 0.12B 0.15B 0.07B 0.08B 0.10B 0.08B 0.10B 0.08B 0.20B 0.17B 0.0
ACIW ppnenet 0.04B 0.04B 0.05B 0.06B 0.06B 0.07B 0.07B 0.08B 0.08B 0.06B 0.06B 0.06B 0.04B 0.02B 0.02B 0.0
ACIW owner_earnings 0.30B 0.14B 0.10B 0.17B 0.29B 0.08B 0.15B 0.11B 0.03B 0.15B 0.13B 0.11B -0.04B 0.06B 0.07B 0.03B
ACIW cashflow::operating 0.36B 0.17B 0.14B 0.22B 0.34B 0.14B 0.18B 0.15B 0.10B 0.19B 0.16B 0.14B -0.01B 0.08B 0.08B 0.04B
ACIW grossincome 0.80B 0.73B 0.73B 0.73B 0.67B 0.64B 0.58B 0.57B 0.0 0.0 0.26B 0.25B 0.22B 0.19B 0.16B 0.15B
ACIW marketcap 5.44B 3.33B 2.58B 4.08B 4.49B 4.38B 3.21B 2.63B 2.13B 2.53B 2.32B 2.55B 1.69B 1.11B -0.02B -0.01B
ACIW ev 6.15B 4.20B 4.57B 5.02B 5.48B 5.63B 3.73B 3.24B 2.80B 3.37B 3.13B 3.21B 1.99B 0.91B -0.19B -0.01B
ACIW ebitda 0.33B 0.24B 0.23B 0.23B 0.17B 0.15B 0.15B 0.11B 0.24B 0.15B 0.16B 0.14B 0.09B 0.07B 0.06B 0.05B
ACIW equity 1.42B 1.32B 1.19B 1.24B 1.21B 1.13B 1.05B 0.76B 0.75B 0.65B 0.58B 0.54B 0.53B 0.32B 0.26B 0.0
ACIW debt 0.92B 1.04B 2.11B 1.07B 1.16B 1.37B 0.67B 0.69B 0.74B 0.94B 0.89B 0.76B 0.37B 0.0 0.0 0.0
ACIW interestRate 0.08 0.08 0.03 0.04 0.05 0.05 0.06 0.06 0.05 0.04 0.04 0.04 0.03 inf inf inf
ACIW owner_earningsToInterest 4.17 1.72 1.89 3.83 5.10 1.21 3.50 2.76 0.84 3.58 3.33 3.90 -3.60 26.60 34.35 11.78
ACIW cashflow::operatingToInterest 4.95 2.15 2.70 4.89 5.94 2.15 4.43 3.75 2.48 4.54 4.05 5.08 -0.89 34.33 40.74 15.48
ACIW shares 0.11B 0.11B 0.11B 0.12B 0.12B 0.12B 0.12B 0.12B 0.12B 0.12B 0.11B 0.12B 0.12B 0.03B -0.00B -0.00B
ACIW shares_calc 0.10B 0.11B 0.11B 0.12B 0.12B 0.12B 0.12B 0.12B 0.12B 0.12B 0.11B 0.12B 0.12B 0.12B -0.00B -0.00B
ACIW capex 0.02B 0.01B 0.01B 0.02B 0.02B 0.02B 0.02B 0.03B 0.04B 0.03B 0.02B 0.02B 0.01B 0.01B 0.00B 0.00B
ACIW depreciation 0.02B 0.02B 0.02B 0.02B 0.02B 0.02B 0.02B 0.02B 0.02B 0.02B 0.02B 0.02B 0.01B 0.01B 0.01B 0.01B
ACIW inventoryTurnover inf inf inf inf inf inf inf inf inf inf inf inf inf inf inf inf
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)

2. Vertical Data, ratio wrt to shares_calc for ACIW [show/hide charts] Current Market Price: 44.59 as of 2025-06-23
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009
ACIW StockMarketPrice
ACIW revenue 15.20 13.36 12.65 11.66 11.09 10.88 8.71 8.84 3.79 3.99 2.23 2.09 1.91 1.64 -84.39 -71.59
ACIW cash 2.06 1.51 1.11 1.04 1.42 1.05 1.28 0.60 0.65 0.86 0.67 0.81 0.66 1.70 -87.85 0.0
ACIW ppnenet 0.33 0.35 0.47 0.54 0.55 0.61 0.63 0.69 0.67 0.51 0.53 0.49 0.36 0.18 -9.51 0.0
ACIW owner_earnings 2.88 1.24 0.89 1.47 2.47 0.67 1.25 0.93 0.29 1.25 1.15 0.90 -0.32 0.56 -35.16 -15.58
ACIW cashflow::operating 3.42 1.55 1.28 1.88 2.88 1.19 1.59 1.26 0.85 1.59 1.40 1.17 -0.08 0.72 -41.70 -20.49
ACIW grossincome 7.65 6.75 6.46 6.22 5.75 5.54 5.00 4.93 0.0 0.0 2.23 2.09 1.91 1.64 -84.39 -71.59
ACIW marketcap 51.91 30.60 23.00 34.70 38.43 37.89 27.67 22.67 18.15 21.40 20.17 21.67 14.56 9.55 8.96 5.72
ACIW ev 58.66 38.64 40.70 42.73 46.91 48.72 32.18 27.98 23.85 28.47 27.27 27.27 17.13 7.85 96.81 5.72
ACIW ebitda 3.11 2.25 2.05 1.96 1.45 1.28 1.29 0.94 2.08 1.27 1.38 1.20 0.76 0.64 -30.92 -22.20
ACIW equity 13.58 12.18 10.62 10.59 10.33 9.77 9.04 6.60 6.44 5.53 5.06 4.61 4.60 2.73 -131.09 0.0
ACIW debt 8.81 9.55 18.81 9.07 9.89 11.88 5.79 5.92 6.34 7.94 7.77 6.41 3.22 0.0 0.0 0.0
ACIW shares 1.02 1.00 1.02 1.00 1.00 1.00 1.00 1.02 1.00 0.99 1.00 1.00 1.00 0.29 0.29 0.29
ACIW shares_calc 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
ACIW capex 0.15 0.08 0.12 0.18 0.15 0.20 0.16 0.22 0.35 0.23 0.15 0.18 0.11 0.09 -2.54 -1.36
ACIW depreciation 0.17 0.22 0.21 0.18 0.21 0.21 0.21 0.21 0.19 0.18 0.18 0.16 0.11 0.06 -3.41 -2.94
ACIW inventoryTurnover 0.95 0.92 0.89 0.85 0.86 0.87 0.86 0.86 0.85 0.85 0.87 0.85 0.86 0.86 -51.28 -46.33
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)

3. Vertical Data, ratio wrt to revenue for ACIW [show/hide charts] Current Market Price: 44.59 as of 2025-06-23
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009
ACIW StockMarketPrice
ACIW revenue 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
ACIW cash 13.57% 11.31% 8.79% 8.91% 12.78% 9.65% 14.71% 6.81% 17.03% 21.65% 30.20% 38.65% 34.41% 103.83% 104.10% 0.0
ACIW ppnenet 2.20% 2.61% 3.69% 4.60% 5.00% 5.59% 7.20% 7.83% 17.75% 12.84% 23.58% 23.32% 18.61% 10.79% 11.27% 0.0
ACIW owner_earnings 18.95% 9.30% 7.07% 12.60% 22.32% 6.18% 14.39% 10.51% 7.56% 31.33% 51.63% 43.14% -16.90% 34.07% 41.66% 21.76%
ACIW cashflow::operating 22.50% 11.60% 10.08% 16.09% 25.98% 10.94% 18.22% 14.27% 22.44% 39.80% 62.83% 56.28% -4.18% 43.97% 49.41% 28.62%
ACIW grossincome 50.34% 50.49% 51.05% 53.39% 51.91% 50.93% 57.38% 55.84% 0.0 0.0 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
ACIW marketcap 341.52% 229.04% 181.77% 297.65% 346.68% 348.09% 317.81% 256.55% 478.47% 535.83% 904.51% 1038.64% 761.91% 584.05% -10.62% -7.99%
ACIW ev 385.94% 289.19% 321.67% 366.50% 423.14% 447.57% 369.63% 316.70% 628.65% 712.91% 1222.73% 1307.11% 896.20% 480.22% -114.72% -7.99%
ACIW ebitda 20.47% 16.81% 16.16% 16.84% 13.09% 11.75% 14.83% 10.69% 54.78% 31.68% 61.99% 57.65% 39.51% 38.86% 36.64% 31.01%
ACIW equity 89.34% 91.17% 83.91% 90.82% 93.22% 89.80% 103.81% 74.65% 169.68% 138.56% 227.12% 221.06% 240.87% 167.17% 155.34% 0.0
ACIW debt 57.99% 71.46% 148.69% 77.76% 89.24% 109.13% 66.52% 66.95% 167.20% 198.73% 348.42% 307.12% 168.70% 0.0 0.0 0.0
ACIW shares 6.68% 7.49% 8.03% 8.57% 8.99% 9.23% 11.49% 11.53% 26.42% 24.87% 44.84% 47.93% 52.33% 17.63% -0.34% -0.40%
ACIW shares_calc 6.58% 7.48% 7.90% 8.58% 9.02% 9.19% 11.49% 11.32% 26.36% 25.04% 44.84% 47.93% 52.33% 61.16% -1.19% -1.40%
ACIW capex 0.97% 0.61% 0.92% 1.50% 1.38% 1.84% 1.81% 2.51% 9.17% 5.78% 6.89% 8.58% 5.88% 5.62% 3.01% 1.90%
ACIW depreciation 1.14% 1.63% 1.63% 1.52% 1.91% 1.91% 2.36% 2.43% 5.08% 4.59% 8.01% 7.62% 5.99% 3.97% 4.04% 4.10%
ACIW inventoryTurnover 6.27% 6.88% 7.03% 7.30% 7.73% 7.95% 9.90% 9.76% 22.48% 21.17% 39.06% 40.66% 45.08% 52.68% 60.77% 64.72%
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)

4. Vertical Data, ratio wrt to ppnenet for ACIW [show/hide charts] Current Market Price: 44.59 as of 2025-06-23
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010
ACIW StockMarketPrice
ACIW revenue 4546.15% 3837.12% 2708.43% 2173.83% 1999.45% 1787.86% 1388.41% 1276.60% 563.54% 778.99% 424.11% 428.89% 537.34% 926.90% 887.64%
ACIW cash 617.05% 433.85% 238.06% 193.59% 255.47% 172.49% 204.19% 86.89% 95.95% 168.63% 128.07% 165.76% 184.88% 962.44% 924.05%
ACIW ppnenet 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
ACIW owner_earnings 861.34% 356.74% 191.48% 273.83% 446.28% 110.52% 199.79% 134.17% 42.60% 244.03% 218.95% 185.01% -90.83% 315.77% 369.82%
ACIW cashflow::operating 1022.98% 445.15% 273.11% 349.68% 519.51% 195.58% 252.90% 182.23% 126.45% 310.07% 266.46% 241.37% -22.44% 407.55% 438.58%
ACIW grossincome 2288.36% 1937.26% 1382.56% 1160.55% 1037.88% 910.54% 796.70% 712.85% 0.0 0.0 424.11% 428.89% 537.34% 926.90% 887.64%
ACIW marketcap 15525.93% 8788.37% 4923.15% 6470.33% 6931.70% 6223.42% 4412.50% 3275.12% 2696.38% 4174.08% 3836.11% 4454.58% 4094.02% 5413.59% -94.25%
ACIW ev 17545.33% 11096.49% 8712.25% 7967.05% 8460.46% 8001.99% 5131.96% 4042.96% 3542.70% 5553.50% 5185.74% 5606.03% 4815.62% 4451.15% -1018.30%
ACIW ebitda 930.44% 644.94% 437.75% 366.05% 261.80% 210.07% 205.85% 136.50% 308.69% 246.75% 262.89% 247.26% 212.31% 360.23% 325.25%
ACIW equity 4061.50% 3498.25% 2272.78% 1974.27% 1863.93% 1605.52% 1441.28% 953.03% 956.20% 1079.33% 963.23% 948.08% 1294.28% 1549.54% 1378.84%
ACIW debt 2636.45% 2741.98% 4027.17% 1690.31% 1784.24% 1951.06% 923.64% 854.73% 942.26% 1548.05% 1477.69% 1317.21% 906.48% 0.0 0.0
ACIW shares 303.67% 287.56% 217.60% 186.21% 179.81% 165.07% 159.57% 147.15% 148.87% 193.74% 190.19% 205.56% 281.18% 163.37% -3.03%
ACIW shares_calc 299.09% 287.20% 214.05% 186.46% 180.37% 164.25% 159.47% 144.47% 148.56% 195.05% 190.19% 205.56% 281.18% 566.87% -10.52%
ACIW capex 43.92% 23.57% 24.96% 32.64% 27.50% 32.82% 25.11% 32.05% 51.69% 45.00% 29.20% 36.80% 31.61% 52.09% 26.74%
ACIW depreciation 51.79% 62.71% 44.16% 33.15% 38.20% 34.23% 32.73% 31.00% 28.61% 35.72% 33.97% 32.70% 32.18% 36.82% 35.88%
ACIW inventoryTurnover 285.15% 264.16% 190.48% 158.60% 154.48% 142.09% 137.50% 124.64% 126.66% 164.93% 165.67% 174.38% 242.21% 488.31% 539.40%
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)


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