We have 4 report results for ticker: ACIW - ACI Worldwide, Inc., also organized by 4 group tags below ... Bargain Finder: Related Companies Portfolio Health: Related Companies

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Red Flags Identified


11

Total Checks Done


25

Wall Street Drivers beta

📊 Professional Investors(wallstreet) pay a lot of heed at these numbers, long term history matters - specially 9+ year trends
Score 7.0 / 10.0

  • revenue cagr for last 9 years
  • insight: ['21.74 is greater than equal to 5']
  • mental_model: We prefer growing Business which grow >= 5% YoY, better than GDP growth of >= 2-3%
  • cashflows cagr for last 9 years
  • insight: ['14.8 is greater than equal to 5']
  • mental_model: We prefer growing Business which generate cashflows >= 5% YoY, for some industries like finance specially Banks this might be lower/red and its OK for them
  • shares outstanding cagr for last 9 years
  • insight: ['-0.33 is less than equal to 2']
  • mental_model: As a business owner equity is important, We want less dilution over years OR it should reduce so our share of business increases with time, less than 2% is ideal, >=10% is potentially bad be careful
  • debt cagr for last 9 years
  • insight: ['8.72 is NOT less than equal to 2']
  • mental_model: We prefer Business with lower debt growth
  • equity cagr for last 9 years
  • insight: ['9.52 is greater than equal to 5']
  • mental_model: We prefer growing Business having shareholder equity growth >= 5% YoY
  • leverage average for last 3 years
  • insight: ['7.92 is NOT less than equal to 5', '7.92 is greater than equal to 0']
  • mental_model: We prefer Business which can pay their debts in less than 5 years using cashflows, for some industries like finance specially Banks this might be lower/red and its OK for them
  • interestRate average for last 3 years
  • insight: ['0.05 is less than equal to 0.05']
  • mental_model: We prefer lower interest rate than the current prevailing interest rates, we want long term debt profile too

Business Durability beta

🏰 Quality companies with moats show higher or stable trends, long term trends matters, Consistency is the Key
Score 5.0 / 10.0

  • margin cashflow running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.13 wrt mean ratio: 0.267']
  • cash average for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 137093000.0 wrt mean ratio: 115024416.666']
  • mental_model: We want stability on cash growth

Business Trends last 3 years beta

Score 5.0 / 10.0

  • capex running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.01 wrt mean ratio: 0.041']
  • cash running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.1 wrt mean ratio: 0.245']
  • mental_model: cash trend should be similar or greater to revenue, if company is heavily reinvesting it might be OK, but do check

Profits Matter beta

💰 Companies needs to have positive profits to reward its shareholders in the long term
Score 10.0 / 10.0

  • positive cashflows profits average for last 3 years
  • insight: ['177457000.0 is greater than equal to 0']
  • mental_model: We want to see positive cashflows profits for last 3 years, Profits determine Stock prices in the long term

Capital Allocation beta

🧠 Remember: Shareholders only gets rewarded if management does prudent capital allocation decisions
Score 4.0 / 10.0

  • capex to Cashflow running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.08 wrt mean ratio: 0.145']
  • depreciation to capex running_sum for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 1.59 wrt mean ratio: 1.045']
  • mental_model: Helps understand where the company is investing for the future, OR it has to replenish its assets to maintain business
  • cashToRevenue running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.1 wrt mean ratio: 0.245']
  • cashToEquity running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.11 wrt mean ratio: 0.158']
  • cashToCapex running_sum for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 9.65 wrt mean ratio: 6.542']

Business Performance beta

Score 5.0 / 10.0

  • Operating Leverage Cashflow cagr for last 9 years
  • insight: ['Ratio is [0.68] for last 9 year ratio, threshold 0.9, value_1: 14.8, value_2: 21.74']
  • debt cagr for last 9 years
  • insight: ['Ratio is [0.4] for last 9 year ratio, threshold 1, value_1: 8.72, value_2: 21.74']
  • cash cagr for last 9 years
  • insight: ['Ratio is [0.6] for last 9 year ratio, threshold 0.9, value_1: 5.72, value_2: 9.52']
  • debt-equity-cagr cagr for last 9 years
  • insight: ['Ratio is [0.92] for last 9 year ratio, threshold 1, value_1: 8.72, value_2: 9.52']
  • mental_model: We want debt to grow less than equity

Balance Sheet Quality beta

📈 Quality companies can withstand darkest hours, strong balance sheet is the key
Score 5.0 / 10.0

  • debtToCashflow running_sum for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 7.92 wrt mean ratio: 5.836']
  • debtToEquity running_sum for last 3 years
  • insight: ['trend is stable, last 3 year ratio: 1.12 wrt mean ratio: 1.106']
  • leverage average for last 3 years
  • insight: ['7.92 is NOT less than equal to 5']
  • mental_model: We prefer Business which can pay their debts in less than 5 years
  • interestRate average for last 3 years
  • insight: ['0.05 is less than equal to 0.05']
  • mental_model: We prefer lower interest rate than the current prevailing interest rates, we want long term debt profile too

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1. Showing SPECIAL_REPORT report for ACIW [show/hide charts] Current Market Price: 50.94 as of 2025-04-18
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009
ACIW StockMarketPrice 30.60 23.00 34.70 38.43 37.89 27.67 22.67 18.15 21.40 20.17 21.67 14.56 9.55 8.96 5.72
ACIW revenue 1.45B 1.42B 1.37B 1.29B 1.26B 1.01B 1.02B 0.44B 0.47B 0.26B 0.25B 0.22B 0.19B 0.16B 0.15B
ACIW cash 0.16B 0.12B 0.12B 0.17B 0.12B 0.15B 0.07B 0.08B 0.10B 0.08B 0.10B 0.08B 0.20B 0.17B 0.0
ACIW ppnenet 0.04B 0.05B 0.06B 0.06B 0.07B 0.07B 0.08B 0.08B 0.06B 0.06B 0.06B 0.04B 0.02B 0.02B 0.0
ACIW owner_earnings 0.14B 0.10B 0.17B 0.29B 0.08B 0.15B 0.11B 0.03B 0.15B 0.13B 0.11B -0.04B 0.06B 0.07B 0.03B
ACIW cashflow::operating 0.17B 0.14B 0.22B 0.34B 0.14B 0.18B 0.15B 0.10B 0.19B 0.16B 0.14B -0.01B 0.08B 0.08B 0.04B
ACIW grossincome 0.73B 0.73B 0.73B 0.67B 0.64B 0.58B 0.57B 0.0 0.0 0.26B 0.25B 0.22B 0.19B 0.16B 0.15B
ACIW marketcap 3.33B 2.58B 4.08B 4.49B 4.38B 3.21B 2.63B 2.13B 2.53B 2.32B 2.55B 1.69B 1.11B 0.0 0.0
ACIW ev 4.20B 4.57B 5.02B 5.48B 5.63B 3.73B 3.24B 2.80B 3.37B 3.13B 3.21B 1.99B 0.91B 0.0 0.0
ACIW ebitda 0.24B 0.23B 0.23B 0.17B 0.15B 0.15B 0.11B 0.24B 0.15B 0.16B 0.14B 0.09B 0.07B 0.0 0.0
ACIW equity 1.32B 1.19B 1.24B 1.21B 1.13B 1.05B 0.76B 0.75B 0.65B 0.58B 0.54B 0.53B 0.32B 0.26B 0.0
ACIW debt 1.04B 2.11B 1.07B 1.16B 1.37B 0.67B 0.69B 0.74B 0.94B 0.89B 0.76B 0.37B 0.0 0.0 0.0
ACIW interestRate 0.08 0.03 0.04 0.05 0.05 0.06 0.06 0.05 0.04 0.04 0.04 0.03 inf inf inf
ACIW owner_earningsToInterest 1.72 1.89 3.83 5.10 1.21 3.50 2.76 0.84 3.58 3.33 3.90 -3.60 26.60 34.35 11.78
ACIW cashflow::operatingToInterest 2.15 2.70 4.89 5.94 2.15 4.43 3.75 2.48 4.54 4.05 5.08 -0.89 34.33 40.74 15.48
ACIW shares 0.11B 0.11B 0.12B 0.12B 0.12B 0.12B 0.12B 0.12B 0.12B 0.11B 0.12B 0.12B 0.03B 0.0 0.0
ACIW shares_calc 0.11B 0.11B 0.12B 0.12B 0.12B 0.12B 0.12B 0.12B 0.12B 0.11B 0.12B 0.12B 0.12B 0.0 0.0
ACIW capex 0.01B 0.01B 0.02B 0.02B 0.02B 0.02B 0.03B 0.04B 0.03B 0.02B 0.02B 0.01B 0.01B 0.00B 0.00B
ACIW depreciation 0.02B 0.02B 0.02B 0.02B 0.02B 0.02B 0.02B 0.02B 0.02B 0.02B 0.02B 0.01B 0.01B 0.01B 0.01B
ACIW inventoryTurnover inf inf inf inf inf inf inf inf inf inf inf inf inf inf inf
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)

2. Vertical Data, ratio wrt to shares_calc for ACIW [show/hide charts] Current Market Price: 50.94 as of 2025-04-18
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011
ACIW StockMarketPrice
ACIW revenue 13.36 12.65 11.66 11.09 10.88 8.71 8.84 3.79 3.99 2.23 2.09 1.91 1.64
ACIW cash 1.51 1.11 1.04 1.42 1.05 1.28 0.60 0.65 0.86 0.67 0.81 0.66 1.70
ACIW ppnenet 0.35 0.47 0.54 0.55 0.61 0.63 0.69 0.67 0.51 0.53 0.49 0.36 0.18
ACIW owner_earnings 1.24 0.89 1.47 2.47 0.67 1.25 0.93 0.29 1.25 1.15 0.90 -0.32 0.56
ACIW cashflow::operating 1.55 1.28 1.88 2.88 1.19 1.59 1.26 0.85 1.59 1.40 1.17 -0.08 0.72
ACIW grossincome 6.75 6.46 6.22 5.75 5.54 5.00 4.93 0.0 0.0 2.23 2.09 1.91 1.64
ACIW marketcap 30.60 23.00 34.70 38.43 37.89 27.67 22.67 18.15 21.40 20.17 21.67 14.56 9.55
ACIW ev 38.64 40.70 42.73 46.91 48.72 32.18 27.98 23.85 28.47 27.27 27.27 17.13 7.85
ACIW ebitda 2.25 2.05 1.96 1.45 1.28 1.29 0.94 2.08 1.27 1.38 1.20 0.76 0.64
ACIW equity 12.18 10.62 10.59 10.33 9.77 9.04 6.60 6.44 5.53 5.06 4.61 4.60 2.73
ACIW debt 9.55 18.81 9.07 9.89 11.88 5.79 5.92 6.34 7.94 7.77 6.41 3.22 0.0
ACIW shares 1.00 1.01 1.00 1.00 1.00 1.00 1.02 1.00 0.99 1.00 1.00 1.00 0.29
ACIW shares_calc 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
ACIW capex 0.08 0.12 0.18 0.15 0.20 0.16 0.22 0.35 0.23 0.15 0.18 0.11 0.09
ACIW depreciation 0.22 0.21 0.18 0.21 0.21 0.21 0.21 0.19 0.18 0.18 0.16 0.11 0.06
ACIW inventoryTurnover 0.92 0.89 0.85 0.86 0.87 0.86 0.86 0.85 0.85 0.87 0.85 0.86 0.86
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)

3. Vertical Data, ratio wrt to revenue for ACIW [show/hide charts] Current Market Price: 50.94 as of 2025-04-18
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009
ACIW StockMarketPrice
ACIW revenue 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
ACIW cash 11.31% 8.79% 8.91% 12.78% 9.65% 14.71% 6.81% 17.03% 21.65% 30.20% 38.65% 34.41% 103.83% 104.10% 0.0
ACIW ppnenet 2.61% 3.69% 4.60% 5.00% 5.59% 7.20% 7.83% 17.75% 12.84% 23.58% 23.32% 18.61% 10.79% 11.27% 0.0
ACIW owner_earnings 9.30% 7.07% 12.60% 22.32% 6.18% 14.39% 10.51% 7.56% 31.33% 51.63% 43.14% -16.90% 34.07% 41.66% 21.76%
ACIW cashflow::operating 11.60% 10.08% 16.09% 25.98% 10.94% 18.22% 14.27% 22.44% 39.80% 62.83% 56.28% -4.18% 43.97% 49.41% 28.62%
ACIW grossincome 50.49% 51.05% 53.39% 51.91% 50.93% 57.38% 55.84% 0.0 0.0 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
ACIW marketcap 229.04% 181.77% 297.65% 346.68% 348.09% 317.81% 256.55% 478.47% 535.83% 904.51% 1038.64% 761.91% 584.05% 0.0 0.0
ACIW ev 289.19% 321.67% 366.50% 423.14% 447.57% 369.63% 316.70% 628.65% 712.91% 1222.73% 1307.11% 896.20% 480.22% 0.0 0.0
ACIW ebitda 16.81% 16.16% 16.84% 13.09% 11.75% 14.83% 10.69% 54.78% 31.68% 61.99% 57.65% 39.51% 38.86% 0.0 0.0
ACIW equity 91.17% 83.91% 90.82% 93.22% 89.80% 103.81% 74.65% 169.68% 138.56% 227.12% 221.06% 240.87% 167.17% 155.34% 0.0
ACIW debt 71.46% 148.69% 77.76% 89.24% 109.13% 66.52% 66.95% 167.20% 198.73% 348.42% 307.12% 168.70% 0.0 0.0 0.0
ACIW shares 7.49% 8.00% 8.57% 8.99% 9.23% 11.49% 11.53% 26.42% 24.87% 44.84% 47.93% 52.33% 17.63% 0.0 0.0
ACIW shares_calc 7.48% 7.90% 8.58% 9.02% 9.19% 11.49% 11.32% 26.36% 25.04% 44.84% 47.93% 52.33% 61.16% 0.0 0.0
ACIW capex 0.61% 0.92% 1.50% 1.38% 1.84% 1.81% 2.51% 9.17% 5.78% 6.89% 8.58% 5.88% 5.62% 3.01% 1.90%
ACIW depreciation 1.63% 1.63% 1.52% 1.91% 1.91% 2.36% 2.43% 5.08% 4.59% 8.01% 7.62% 5.99% 3.97% 4.04% 4.10%
ACIW inventoryTurnover 6.88% 7.03% 7.30% 7.73% 7.95% 9.90% 9.76% 22.48% 21.17% 39.06% 40.66% 45.08% 52.68% 60.77% 64.72%
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)

4. Vertical Data, ratio wrt to ppnenet for ACIW [show/hide charts] Current Market Price: 50.94 as of 2025-04-18
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010
ACIW StockMarketPrice
ACIW revenue 3837.12% 2708.43% 2173.83% 1999.45% 1787.86% 1388.41% 1276.60% 563.54% 778.99% 424.11% 428.89% 537.34% 926.90% 887.64%
ACIW cash 433.85% 238.06% 193.59% 255.47% 172.49% 204.19% 86.89% 95.95% 168.63% 128.07% 165.76% 184.88% 962.44% 924.05%
ACIW ppnenet 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
ACIW owner_earnings 356.74% 191.48% 273.83% 446.28% 110.52% 199.79% 134.17% 42.60% 244.03% 218.95% 185.01% -90.83% 315.77% 369.82%
ACIW cashflow::operating 445.15% 273.11% 349.68% 519.51% 195.58% 252.90% 182.23% 126.45% 310.07% 266.46% 241.37% -22.44% 407.55% 438.58%
ACIW grossincome 1937.26% 1382.56% 1160.55% 1037.88% 910.54% 796.70% 712.85% 0.0 0.0 424.11% 428.89% 537.34% 926.90% 887.64%
ACIW marketcap 8788.37% 4923.15% 6470.33% 6931.70% 6223.42% 4412.50% 3275.12% 2696.38% 4174.08% 3836.11% 4454.58% 4094.02% 5413.59% 0.0
ACIW ev 11096.49% 8712.25% 7967.05% 8460.46% 8001.99% 5131.96% 4042.96% 3542.70% 5553.50% 5185.74% 5606.03% 4815.62% 4451.15% 0.0
ACIW ebitda 644.94% 437.75% 366.05% 261.80% 210.07% 205.85% 136.50% 308.69% 246.75% 262.89% 247.26% 212.31% 360.23% 0.0
ACIW equity 3498.25% 2272.78% 1974.27% 1863.93% 1605.52% 1441.28% 953.03% 956.20% 1079.33% 963.23% 948.08% 1294.28% 1549.54% 1378.84%
ACIW debt 2741.98% 4027.17% 1690.31% 1784.24% 1951.06% 923.64% 854.73% 942.26% 1548.05% 1477.69% 1317.21% 906.48% 0.0 0.0
ACIW shares 287.56% 216.58% 186.21% 179.81% 165.07% 159.57% 147.15% 148.87% 193.74% 190.19% 205.56% 281.18% 163.37% 0.0
ACIW shares_calc 287.20% 214.05% 186.46% 180.37% 164.25% 159.47% 144.47% 148.56% 195.05% 190.19% 205.56% 281.18% 566.87% 0.0
ACIW capex 23.57% 24.96% 32.64% 27.50% 32.82% 25.11% 32.05% 51.69% 45.00% 29.20% 36.80% 31.61% 52.09% 26.74%
ACIW depreciation 62.71% 44.16% 33.15% 38.20% 34.23% 32.73% 31.00% 28.61% 35.72% 33.97% 32.70% 32.18% 36.82% 35.88%
ACIW inventoryTurnover 264.16% 190.48% 158.60% 154.48% 142.09% 137.50% 124.64% 126.66% 164.93% 165.67% 174.38% 242.21% 488.31% 539.40%
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)


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