Description Info: Cigna Corporation provides insurance and related products and services in the United States. Headquartered in Bloomfield, Connecticut.
Understand the unit economics and market potential
Check why Customers love it? is it a low-cost producer and provide quality products
Do a Customer study: by asking - Can you imagine doing your job without the Company Products? How is the Competition products?
Ask Customers - Why is it better than other products in the market
The Business needs to provide value to Customers at the end of day by improving productivity(save time) and scaling the user to do more and be cheap
The most important: Does the current management have Skin in the Game, if stock drops will they be impacted, if no: run away from the Stock: CI
Business Checklist for CI from SecDiver AIbetaFree for Limited Time
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Disclaimer: Do your due diligence, This checks does not mean, it's all good to Invest, It depends on many factors like sector, industry; this means you should spend time reading Annual Statements and Understand the Business Better!
Note: Most of these checks are based on BUY view, answers will depend based on your personal situation, long term view, and your intent: BUY, HOLD or SELL
π Professional Investors(wallstreet) pay a lot of heed at these numbers, long term history matters - specially 9+ year trends
Score9.0 / 10.0
Disclaimer: Do your due diligence, This checks does not mean, its all good to Invest, It depends on many factors like sector, industry; this means you should spend time reading Annual Statements and Understand the Business Better! Note: Free for Limited Time
revenue cagr for last 5 years
insight: ['25.34 is greater than equal to 5']
mental_model: We prefer growing Business which grow >= 5% YoY, better than GDP growth of >= 2-3%
cashflows cagr for last 5 years
insight: ['14.55 is greater than equal to 5']
mental_model: We prefer growing Business which generate cashflows >= 5% YoY, for some industries like finance specially Banks this might be lower/red and its OK for them
shares outstanding cagr for last 5 years
insight: ['-5.05 is less than equal to 2']
mental_model: As a business owner equity is important, We want less dilution over years OR it should reduce so our share of business increases with time, less than 2% is ideal, >=10% is potentially bad be careful
debt cagr for last 5 years
insight: ['17.85 is NOT less than equal to 2']
mental_model: We prefer Business with lower debt growth
equity cagr for last 5 years
insight: ['9.1 is greater than equal to 5']
mental_model: We prefer growing Business having shareholder equity growth >= 5% YoY
leverage average for last 3 years
insight: ['4.06 is less than equal to 5', '4.06 is greater than equal to 0']
mental_model: We prefer Business which can pay their debts in less than 5 years using cashflows, for some industries like finance specially Banks this might be lower/red and its OK for them
interestRate average for last 3 years
insight: ['0.04 is less than equal to 0.05']
mental_model: We prefer lower interest rate than the current prevailing interest rates, we want long term debt profile too
Business Durability beta
π° Quality companies with moats show higher or stable trends, long term trends matters, Consistency is the Key
Score5.0 / 10.0
Disclaimer: Do your due diligence, This checks does not mean, its all good to Invest, It depends on many factors like sector, industry; this means you should spend time reading Annual Statements and Understand the Business Better! Note: Free for Limited Time
margin cashflow running_sum for last 3 years
insight: ['trend is lower, last 3 year ratio: 0.05 wrt mean ratio: 0.063']
cash average for last 3 years
insight: ['trend is higher, last 3 year ratio: 7098666666.67 wrt mean ratio: 6183000000.0']
mental_model: We want stability on cash growth
Business Trends last 3 years beta
Score0.0 / 10.0
Disclaimer: Do your due diligence, This checks does not mean, its all good to Invest, It depends on many factors like sector, industry; this means you should spend time reading Annual Statements and Understand the Business Better! Note: Free for Limited Time
cash running_sum for last 3 years
insight: ['trend is lower, last 3 year ratio: 0.03 wrt mean ratio: 0.04']
mental_model: cash trend should be similar or greater to revenue, if company is heavily reinvesting it might be OK, but do check
Profits Matter beta
π° Companies needs to have positive profits to reward its shareholders in the long term
Score10.0 / 10.0
Disclaimer: Do your due diligence, This checks does not mean, its all good to Invest, It depends on many factors like sector, industry; this means you should spend time reading Annual Statements and Understand the Business Better! Note: Free for Limited Time
positive cashflows profits average for last 3 years
insight: ['10277333333.33 is greater than equal to 0']
mental_model: We want to see positive cashflows profits for last 3 years, Profits determine Stock prices in the long term
Capital Allocation beta
π§ Remember: Shareholders only gets rewarded if management does prudent capital allocation decisions
Score5.0 / 10.0
Disclaimer: Do your due diligence, This checks does not mean, its all good to Invest, It depends on many factors like sector, industry; this means you should spend time reading Annual Statements and Understand the Business Better! Note: Free for Limited Time
cashToRevenue running_sum for last 3 years
insight: ['trend is lower, last 3 year ratio: 0.03 wrt mean ratio: 0.04']
cashToEquity running_sum for last 3 years
insight: ['trend is higher, last 3 year ratio: 0.16 wrt mean ratio: 0.14']
Business Performance beta
Score5.0 / 10.0
Disclaimer: Do your due diligence, This checks does not mean, its all good to Invest, It depends on many factors like sector, industry; this means you should spend time reading Annual Statements and Understand the Business Better! Note: Free for Limited Time
Operating Leverage Cashflow cagr for last 5 years
insight: ['Ratio is [0.57] for last 5 year ratio, threshold 0.9, value_1: 14.55, value_2: 25.34']
mental_model: We want Cashflow to grow atleast 90% of Revenue CAGR
Cash Cagr cagr for last 5 years
insight: ['Ratio is [1.48] for last 5 year ratio, threshold 0.9, value_1: 13.44, value_2: 9.1']
mental_model: We want Cash to grow atleast 90% of Revenue CAGR
Debt wrt Revenue cagr for last 5 years
insight: ['Ratio is [0.7] for last 5 year ratio, threshold 1, value_1: 17.85, value_2: 25.34']
mental_model: We want debt to grow less than revenue cagr
Debt wrt Equity cagr for last 5 years
insight: ['Ratio is [1.96] for last 5 year ratio, threshold 1, value_1: 17.85, value_2: 9.1']
mental_model: We want debt to grow less than equity cagr
Balance Sheet Quality beta
π Quality companies can withstand darkest hours, strong balance sheet is the key
Score8.0 / 10.0
Disclaimer: Do your due diligence, This checks does not mean, its all good to Invest, It depends on many factors like sector, industry; this means you should spend time reading Annual Statements and Understand the Business Better! Note: Free for Limited Time
debtToCashflow running_sum for last 3 years
insight: ['trend is lower, last 3 year ratio: 4.06 wrt mean ratio: 4.518']
debtToEquity running_sum for last 3 years
insight: ['trend is higher, last 3 year ratio: 0.95 wrt mean ratio: 0.863']
leverage average for last 3 years
insight: ['4.06 is less than equal to 5']
mental_model: We prefer Business which can pay their debts in less than 5 years
interestRate average for last 3 years
insight: ['0.04 is less than equal to 0.05']
mental_model: We prefer lower interest rate than the current prevailing interest rates, we want long term debt profile too
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We do NOT feel in CONTROL in the markets. Do we know why?
1. Showing SPECIAL_REPORT report for CI [show/hide charts] Current Market Price: 315.82 as of 2025-06-13
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker
Entry
2024
2023
2022
2021
2020
2019
2018
2017
2016
CI
StockMarketPrice
273.47
298.72
324.28
220.73
197.56
194.02
180.15
192.60
126.47
CI
revenue
247.12B
195.26B
180.52B
174.08B
160.40B
153.57B
48.65B
41.81B
39.84B
CI
cash
7.55B
7.82B
5.92B
5.08B
10.18B
4.62B
3.85B
2.97B
0.0
CI
ppnenet
3.65B
3.69B
3.77B
3.69B
4.21B
4.42B
4.56B
1.56B
0.0
CI
owner_earnings
10.36B
11.81B
8.66B
7.19B
10.35B
9.48B
3.77B
4.09B
4.03B
CI
cashflow::operating
10.36B
11.81B
8.66B
7.19B
10.35B
9.48B
3.77B
4.09B
4.03B
CI
grossincome
247.12B
195.26B
180.52B
174.08B
160.40B
153.57B
48.65B
41.81B
39.84B
CI
marketcap
76.07B
87.41B
99.15B
73.16B
71.37B
72.45B
68.60B
73.34B
50.15B
CI
ev
100.49B
110.52B
155.41B
101.75B
94.11B
105.24B
107.22B
75.80B
50.15B
CI
ebitda
12.19B
11.57B
11.39B
10.86B
13.67B
11.73B
4.86B
4.51B
3.70B
CI
equity
41.24B
46.24B
44.87B
47.11B
50.32B
45.34B
41.03B
13.71B
0.0
CI
debt
31.97B
30.93B
62.19B
33.67B
32.92B
37.41B
42.48B
5.44B
0.0
CI
interestRate
0.04
0.05
0.02
0.04
0.04
0.04
0.01
0.05
inf
CI
owner_earningsToInterest
7.22
8.17
7.05
5.95
7.20
5.64
7.57
16.21
14.48
CI
cashflow::operatingToInterest
7.22
8.17
7.05
5.95
7.20
5.64
7.57
16.21
14.48
CI
shares
-7.03B
-2.28B
-7.61B
-7.74B
-4.04B
-1.99B
-0.34B
-2.73B
-0.14B
CI
shares_calc
0.28B
0.29B
0.31B
0.33B
0.36B
0.37B
0.38B
0.38B
0.40B
CI
depreciation
2.77B
3.04B
2.94B
2.92B
2.80B
3.65B
0.69B
0.57B
0.61B
General notes: Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)
2. Vertical Data, ratio wrt to shares_calc for CI [show/hide charts] Current Market Price: 315.82 as of 2025-06-13
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker
Entry
2024
2023
2022
2021
2020
2019
2018
2017
2016
CI
StockMarketPrice
CI
revenue
888.44
667.30
590.43
525.24
444.00
411.24
127.76
109.79
100.47
CI
cash
27.14
26.73
19.38
15.33
28.18
12.37
10.12
7.81
0.0
CI
ppnenet
13.14
12.63
12.34
11.14
11.64
11.83
11.98
4.10
0.0
CI
owner_earnings
37.26
40.37
28.31
21.70
28.65
25.40
9.90
10.73
10.15
CI
cashflow::operating
37.26
40.37
28.31
21.70
28.65
25.40
9.90
10.73
10.15
CI
grossincome
888.44
667.30
590.43
525.24
444.00
411.24
127.76
109.79
100.47
CI
marketcap
273.47
298.72
324.28
220.73
197.56
194.02
180.15
192.60
126.47
CI
ev
361.27
377.69
508.30
306.99
260.50
281.82
281.58
199.08
126.47
CI
ebitda
43.83
39.54
37.24
32.78
37.84
31.41
12.75
11.84
9.33
CI
equity
148.27
158.03
146.77
142.15
139.29
121.41
107.75
36.01
0.0
CI
debt
114.94
105.70
203.40
101.59
91.12
100.17
111.56
14.28
0.0
CI
shares
-25.29
-7.81
-24.88
-23.36
-11.19
-5.32
-0.90
-7.16
-0.35
CI
shares_calc
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
CI
depreciation
9.98
10.37
9.61
8.82
7.76
9.78
1.83
1.49
1.54
General notes: Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)
3. Vertical Data, ratio wrt to revenue for CI [show/hide charts] Current Market Price: 315.82 as of 2025-06-13
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker
Entry
2024
2023
2022
2021
2020
2019
2018
2017
2016
CI
StockMarketPrice
CI
revenue
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
CI
cash
3.06%
4.01%
3.28%
2.92%
6.35%
3.01%
7.92%
7.11%
0.0
CI
ppnenet
1.48%
1.89%
2.09%
2.12%
2.62%
2.88%
9.38%
3.74%
0.0
CI
owner_earnings
4.19%
6.05%
4.80%
4.13%
6.45%
6.18%
7.75%
9.77%
10.11%
CI
cashflow::operating
4.19%
6.05%
4.80%
4.13%
6.45%
6.18%
7.75%
9.77%
10.11%
CI
grossincome
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
CI
marketcap
30.78%
44.77%
54.92%
42.02%
44.50%
47.18%
141.00%
175.42%
125.88%
CI
ev
40.66%
56.60%
86.09%
58.45%
58.67%
68.53%
220.39%
181.33%
125.88%
CI
ebitda
4.93%
5.93%
6.31%
6.24%
8.52%
7.64%
9.98%
10.78%
9.28%
CI
equity
16.69%
23.68%
24.86%
27.06%
31.37%
29.52%
84.33%
32.80%
0.0
CI
debt
12.94%
15.84%
34.45%
19.34%
20.52%
24.36%
87.31%
13.01%
0.0
CI
shares
-2.85%
-1.17%
-4.21%
-4.45%
-2.52%
-1.29%
-0.70%
-6.52%
-0.35%
CI
shares_calc
0.11%
0.15%
0.17%
0.19%
0.23%
0.24%
0.78%
0.91%
1.00%
CI
depreciation
1.12%
1.55%
1.63%
1.68%
1.75%
2.38%
1.43%
1.35%
1.53%
General notes: Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)
4. Vertical Data, ratio wrt to ppnenet for CI [show/hide charts] Current Market Price: 315.82 as of 2025-06-13
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker
Entry
2024
2023
2022
2021
2020
2019
2018
2017
CI
StockMarketPrice
CI
revenue
6763.03%
5284.57%
4783.20%
4715.01%
3814.53%
3476.70%
1066.42%
2674.73%
CI
cash
206.62%
211.69%
156.97%
137.62%
242.14%
104.57%
84.50%
190.15%
CI
ppnenet
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
CI
owner_earnings
283.61%
319.70%
229.36%
194.77%
246.14%
214.74%
82.64%
261.42%
CI
cashflow::operating
283.61%
319.70%
229.36%
194.77%
246.14%
214.74%
82.64%
261.42%
CI
grossincome
6763.03%
5284.57%
4783.20%
4715.01%
3814.53%
3476.70%
1066.42%
2674.73%
CI
marketcap
2081.73%
2365.67%
2627.05%
1981.48%
1697.31%
1640.30%
1503.66%
4692.12%
CI
ev
2750.10%
2991.05%
4117.83%
2755.83%
2238.02%
2382.61%
2350.29%
4849.96%
CI
ebitda
333.66%
313.15%
301.72%
294.26%
325.09%
265.52%
106.42%
288.42%
CI
equity
1128.71%
1251.53%
1188.98%
1276.06%
1196.69%
1026.44%
899.34%
877.22%
CI
debt
874.99%
837.08%
1647.75%
911.97%
782.85%
846.89%
931.13%
347.98%
CI
shares
-192.50%
-61.81%
-201.56%
-209.70%
-96.12%
-44.99%
-7.50%
-174.34%
CI
shares_calc
7.61%
7.92%
8.10%
8.98%
8.59%
8.45%
8.35%
24.36%
CI
depreciation
75.94%
82.14%
77.82%
79.17%
66.63%
82.66%
15.23%
36.21%
General notes: Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)
1. Vertical Data, ratio wrt to shares_calc for CI [show/hide charts] Current Market Price: 315.82 as of 2025-06-13
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker
Entry
2024
2023
2022
2021
2020
2019
2018
2017
2016
CI
StockMarketPrice
CI
revenue
888.44
667.30
590.43
525.24
444.00
411.24
127.76
109.79
100.47
CI
cash
27.14
26.73
19.38
15.33
28.18
12.37
10.12
7.81
0.0
CI
ppnenet
13.14
12.63
12.34
11.14
11.64
11.83
11.98
4.10
0.0
CI
owner_earnings
37.26
40.37
28.31
21.70
28.65
25.40
9.90
10.73
10.15
CI
cashflow::operating
37.26
40.37
28.31
21.70
28.65
25.40
9.90
10.73
10.15
CI
grossincome
888.44
667.30
590.43
525.24
444.00
411.24
127.76
109.79
100.47
CI
marketcap
273.47
298.72
324.28
220.73
197.56
194.02
180.15
192.60
126.47
CI
ev
361.27
377.69
508.30
306.99
260.50
281.82
281.58
199.08
126.47
CI
ebitda
43.83
39.54
37.24
32.78
37.84
31.41
12.75
11.84
9.33
CI
equity
148.27
158.03
146.77
142.15
139.29
121.41
107.75
36.01
0.0
CI
debt
114.94
105.70
203.40
101.59
91.12
100.17
111.56
14.28
0.0
CI
shares
-25.29
-7.81
-24.88
-23.36
-11.19
-5.32
-0.90
-7.16
-0.35
CI
shares_calc
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
CI
depreciation
9.98
10.37
9.61
8.82
7.76
9.78
1.83
1.49
1.54
General notes: Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)
1. Vertical Data, ratio wrt to revenue for CI [show/hide charts] Current Market Price: 315.82 as of 2025-06-13
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker
Entry
2024
2023
2022
2021
2020
2019
2018
2017
2016
CI
StockMarketPrice
CI
revenue
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
CI
cash
3.06%
4.01%
3.28%
2.92%
6.35%
3.01%
7.92%
7.11%
0.0
CI
ppnenet
1.48%
1.89%
2.09%
2.12%
2.62%
2.88%
9.38%
3.74%
0.0
CI
owner_earnings
4.19%
6.05%
4.80%
4.13%
6.45%
6.18%
7.75%
9.77%
10.11%
CI
cashflow::operating
4.19%
6.05%
4.80%
4.13%
6.45%
6.18%
7.75%
9.77%
10.11%
CI
grossincome
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
CI
marketcap
30.78%
44.77%
54.92%
42.02%
44.50%
47.18%
141.00%
175.42%
125.88%
CI
ev
40.66%
56.60%
86.09%
58.45%
58.67%
68.53%
220.39%
181.33%
125.88%
CI
ebitda
4.93%
5.93%
6.31%
6.24%
8.52%
7.64%
9.98%
10.78%
9.28%
CI
equity
16.69%
23.68%
24.86%
27.06%
31.37%
29.52%
84.33%
32.80%
0.0
CI
debt
12.94%
15.84%
34.45%
19.34%
20.52%
24.36%
87.31%
13.01%
0.0
CI
shares
-2.85%
-1.17%
-4.21%
-4.45%
-2.52%
-1.29%
-0.70%
-6.52%
-0.35%
CI
shares_calc
0.11%
0.15%
0.17%
0.19%
0.23%
0.24%
0.78%
0.91%
1.00%
CI
depreciation
1.12%
1.55%
1.63%
1.68%
1.75%
2.38%
1.43%
1.35%
1.53%
General notes: Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)
1. Vertical Data, ratio wrt to ppnenet for CI [show/hide charts] Current Market Price: 315.82 as of 2025-06-13
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker
Entry
2024
2023
2022
2021
2020
2019
2018
2017
CI
StockMarketPrice
CI
revenue
6763.03%
5284.57%
4783.20%
4715.01%
3814.53%
3476.70%
1066.42%
2674.73%
CI
cash
206.62%
211.69%
156.97%
137.62%
242.14%
104.57%
84.50%
190.15%
CI
ppnenet
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
CI
owner_earnings
283.61%
319.70%
229.36%
194.77%
246.14%
214.74%
82.64%
261.42%
CI
cashflow::operating
283.61%
319.70%
229.36%
194.77%
246.14%
214.74%
82.64%
261.42%
CI
grossincome
6763.03%
5284.57%
4783.20%
4715.01%
3814.53%
3476.70%
1066.42%
2674.73%
CI
marketcap
2081.73%
2365.67%
2627.05%
1981.48%
1697.31%
1640.30%
1503.66%
4692.12%
CI
ev
2750.10%
2991.05%
4117.83%
2755.83%
2238.02%
2382.61%
2350.29%
4849.96%
CI
ebitda
333.66%
313.15%
301.72%
294.26%
325.09%
265.52%
106.42%
288.42%
CI
equity
1128.71%
1251.53%
1188.98%
1276.06%
1196.69%
1026.44%
899.34%
877.22%
CI
debt
874.99%
837.08%
1647.75%
911.97%
782.85%
846.89%
931.13%
347.98%
CI
shares
-192.50%
-61.81%
-201.56%
-209.70%
-96.12%
-44.99%
-7.50%
-174.34%
CI
shares_calc
7.61%
7.92%
8.10%
8.98%
8.59%
8.45%
8.35%
24.36%
CI
depreciation
75.94%
82.14%
77.82%
79.17%
66.63%
82.66%
15.23%
36.21%
General notes: Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)
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