Description Info: Cigna Corporation provides insurance and related products and services in the United States. Headquartered in Bloomfield, Connecticut.
Understand the unit economics and market potential
Check why Customers love it? is it a low-cost producer and provide quality products
Do a Customer study: by asking - Can you imagine doing your job without the Company Products? How is the Competition products?
Ask Customers - Why is it better than other products in the market
The Business needs to provide value to Customers at the end of day by improving productivity(save time) and scaling the user to do more and be cheap
The most important: Does the current management have Skin in the Game, if stock drops will they be impacted, if no: run away from the Stock: CI
Business Checklist for CI from SecDiver AIbetaFree for Limited Time
Want to see more such checks or Customize your checks, check out our plans
Disclaimer: Do your due diligence, This checks does not mean, it's all good to Invest, It depends on many factors like sector, industry; this means you should spend time reading Annual Statements and Understand the Business Better!
Note: Most of these checks are based on BUY view, answers will depend based on your personal situation, long term view, and your intent: BUY, HOLD or SELL
📊 Professional Investors(wallstreet) pay a lot of heed at these numbers, long term history matters - specially 9+ year trends
Score7.0 / 10.0
Disclaimer: Do your due diligence, This checks does not mean, its all good to Invest, It depends on many factors like sector, industry; this means you should spend time reading Annual Statements and Understand the Business Better! Note: Free for Limited Time
revenue cagr for last 5 years
insight: ['25.34 is greater than equal to 5']
mental_model: We prefer growing Business which grow >= 5% YoY, better than GDP growth of >= 2-3%
cashflows cagr for last 5 years
insight: ['14.55 is greater than equal to 5']
mental_model: We prefer growing Business which generate cashflows >= 5% YoY, for some industries like finance specially Banks this might be lower/red and its OK for them
shares outstanding cagr for last 5 years
insight: ['-5.05 is less than equal to 2']
mental_model: As a business owner equity is important, We want less dilution over years OR it should reduce so our share of business increases with time, less than 2% is ideal, >=10% is potentially bad be careful
debt cagr for last 5 years
insight: ['17.85 is NOT less than equal to 2']
mental_model: We prefer Business with lower debt growth
equity cagr for last 5 years
insight: ['9.1 is greater than equal to 5']
mental_model: We prefer growing Business having shareholder equity growth >= 5% YoY
leverage average for last 3 years
insight: ['4.06 is less than equal to 5', '4.06 is greater than equal to 0']
mental_model: We prefer Business which can pay their debts in less than 5 years using cashflows, for some industries like finance specially Banks this might be lower/red and its OK for them
roe_cashflow::operating average for last 3 years
insight: ['22.37 is greater than equal to 10']
mental_model: Good Business have return on equity >= 10%
roce_cashflow::operating average for last 3 years
insight: ['6.86 is NOT greater than equal to 15']
mental_model: Good Business have return on capital >= 15%
roic_cashflow::operating average for last 3 years
insight: ['133.14 is greater than equal to 15']
mental_model: Good Business have return on invested capital >= 15%
goodwill cagr for last 5 years
insight: ['16.38 is NOT less than equal to 4']
mental_model: We prefer Business which grows organically, for Acquisition style businesses we want to look at Capital Allocation Success, Study their acquisitions
next_steps: Study their acquisitions history
Business Durability beta
🏰 Quality companies with moats show higher or stable trends, long term trends matters, Consistency is the Key
Score8.0 / 10.0
Disclaimer: Do your due diligence, This checks does not mean, its all good to Invest, It depends on many factors like sector, industry; this means you should spend time reading Annual Statements and Understand the Business Better! Note: Free for Limited Time
margin cashflow running_sum for last 3 years
insight: ['trend is lower, last 3 year ratio: 0.05 wrt mean ratio: 0.063']
cash average for last 3 years
insight: ['trend is higher, last 3 year ratio: 7098666666.67 wrt mean ratio: 6183000000.0']
mental_model: We want stability on cash growth
roa_cashflow::operating average for last 3 years
insight: ['trend is higher, last 3 year ratio: 6.86 wrt mean ratio: 6.175']
mental_model: We want stability on increasing return on assets
roe_cashflow::operating average for last 3 years
insight: ['trend is stable, last 3 year ratio: 22.37 wrt mean ratio: 21.983']
mental_model: We want stability on increasing return on equity
roce_cashflow::operating average for last 3 years
insight: ['trend is higher, last 3 year ratio: 6.86 wrt mean ratio: 6.175']
mental_model: We want stability on increasing return on capital employed
roic_cashflow::operating average for last 3 years
insight: ['trend is higher, last 3 year ratio: 133.14 wrt mean ratio: 121.938']
mental_model: We want stability on increasing return on invested capital
Business Trends last 3 years beta
Score5.0 / 10.0
Disclaimer: Do your due diligence, This checks does not mean, its all good to Invest, It depends on many factors like sector, industry; this means you should spend time reading Annual Statements and Understand the Business Better! Note: Free for Limited Time
receivables running_sum for last 3 years
insight: ['trend is stable, last 3 year ratio: 0.09 wrt mean ratio: 0.09']
mental_model: receivables should always grow less with revenues otherwise there might be some payment/collection issues, Watch out
inventory running_sum for last 3 years
insight: ['trend is higher, last 3 year ratio: 0.03 wrt mean ratio: 0.023']
mental_model: inventory should always grow in relation with revenues, Inventory build can be positive depending on the industry cycle, but mostly it could be a CON as working capital is tied up, Be Careful
payables running_sum for last 3 years
insight: ['trend is higher, last 3 year ratio: 0.1 wrt mean ratio: 0.092']
mental_model: the more this is the better, nothing bad about it.
cash running_sum for last 3 years
insight: ['trend is lower, last 3 year ratio: 0.03 wrt mean ratio: 0.04']
mental_model: cash trend should be similar or greater to revenue, if company is heavily reinvesting it might be OK, but do check
Profits Matter beta
💰 Companies needs to have positive profits to reward its shareholders in the long term
Score10.0 / 10.0
Disclaimer: Do your due diligence, This checks does not mean, its all good to Invest, It depends on many factors like sector, industry; this means you should spend time reading Annual Statements and Understand the Business Better! Note: Free for Limited Time
positive cashflows profits average for last 3 years
insight: ['10277333333.33 is greater than equal to 0']
mental_model: We want to see positive cashflows profits for last 3 years, Profits determine Stock prices in the long term
Capital Allocation beta
🧠 Remember: Shareholders only gets rewarded if management does prudent capital allocation decisions
Score5.0 / 10.0
Disclaimer: Do your due diligence, This checks does not mean, its all good to Invest, It depends on many factors like sector, industry; this means you should spend time reading Annual Statements and Understand the Business Better! Note: Free for Limited Time
cashToRevenue running_sum for last 3 years
insight: ['trend is lower, last 3 year ratio: 0.03 wrt mean ratio: 0.04']
cashToEquity running_sum for last 3 years
insight: ['trend is higher, last 3 year ratio: 0.16 wrt mean ratio: 0.14']
Business Performance beta
Score5.0 / 10.0
Disclaimer: Do your due diligence, This checks does not mean, its all good to Invest, It depends on many factors like sector, industry; this means you should spend time reading Annual Statements and Understand the Business Better! Note: Free for Limited Time
Operating Leverage Cashflow cagr for last 5 years
insight: ['Ratio is [0.57] for last 5 year ratio, threshold 0.9, value_1: 14.55, value_2: 25.34']
mental_model: We want Cashflow to grow atleast 90% of Revenue CAGR
Cash Cagr cagr for last 5 years
insight: ['Ratio is [1.48] for last 5 year ratio, threshold 0.9, value_1: 13.44, value_2: 9.1']
mental_model: We want Cash to grow atleast 90% of Revenue CAGR
Debt wrt Revenue cagr for last 5 years
insight: ['Ratio is [0.7] for last 5 year ratio, threshold 1, value_1: 17.85, value_2: 25.34']
mental_model: We want debt to grow less than revenue cagr
Debt wrt Equity cagr for last 5 years
insight: ['Ratio is [1.96] for last 5 year ratio, threshold 1, value_1: 17.85, value_2: 9.1']
mental_model: We want debt to grow less than equity cagr
Balance Sheet Quality beta
📈 Quality companies can withstand darkest hours, strong balance sheet is the key
Score7.0 / 10.0
Disclaimer: Do your due diligence, This checks does not mean, its all good to Invest, It depends on many factors like sector, industry; this means you should spend time reading Annual Statements and Understand the Business Better! Note: Free for Limited Time
debtToCashflow running_sum for last 3 years
insight: ['trend is lower, last 3 year ratio: 4.06 wrt mean ratio: 4.518']
debtToEquity running_sum for last 3 years
insight: ['trend is higher, last 3 year ratio: 0.95 wrt mean ratio: 0.863']
leverage average for last 3 years
insight: ['4.06 is less than equal to 5']
mental_model: We prefer Business which can pay their debts in less than 5 years
Want to see What Wall Street looks at for Quality companies? We are building a special AI based SecDiver scoring system Sign up for FREE
We do NOT feel in CONTROL in the markets. Do we know why?
1. Showing BALANCE_SUMMARY report for CI [show/hide charts] Current Market Price: 315.82 as of 2025-06-13
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker
Entry
2024
2023
2022
2021
2020
2019
2018
2017
2016
CI
StockMarketPrice
273.47
298.72
324.28
220.73
197.56
194.02
180.15
192.60
126.47
CI
revenue
247.12B
195.26B
180.52B
174.08B
160.40B
153.57B
48.65B
41.81B
39.84B
CI
assets
155.88B
152.76B
143.93B
154.89B
155.45B
155.77B
153.23B
61.76B
0.0
CI
cash
7.55B
7.82B
5.92B
5.08B
10.18B
4.62B
3.85B
2.97B
0.0
CI
cashflow::operating
10.36B
11.81B
8.66B
7.19B
10.35B
9.48B
3.77B
4.09B
4.03B
CI
equity
41.24B
46.24B
44.87B
47.11B
50.32B
45.34B
41.03B
13.71B
0.0
CI
debt
31.97B
30.93B
62.19B
33.67B
32.92B
37.41B
42.48B
5.44B
0.0
CI
shares
-7.03B
-2.28B
-7.61B
-7.74B
-4.04B
-1.99B
-0.34B
-2.73B
-0.14B
CI
shares_calc
0.28B
0.29B
0.31B
0.33B
0.36B
0.37B
0.38B
0.38B
0.40B
CI
inventory
6.69B
5.64B
4.78B
3.72B
3.17B
2.66B
2.82B
0.23B
0.0
CI
payables
28.46B
19.82B
17.07B
15.31B
13.35B
10.45B
10.70B
0.30B
0.0
CI
receivables
24.23B
17.72B
17.22B
15.07B
12.19B
10.72B
10.47B
3.15B
0.0
CI
roa_cfo
6.78%
8.21%
5.59%
4.63%
6.64%
6.19%
6.10%
6.62%
inf
CI
roe_cfo
22.41%
26.33%
18.37%
14.29%
22.83%
23.12%
27.50%
29.80%
inf
CI
roce_cfo
6.78%
8.21%
5.59%
4.63%
6.64%
6.19%
6.10%
6.62%
inf
CI
roic_cfo
143.00%
135.80%
120.62%
115.72%
141.01%
132.58%
81.23%
88.04%
inf
CI
goodwill
44.37B
44.26B
45.81B
45.81B
44.65B
44.60B
44.51B
6.16B
0.0
General notes: Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)
2. Vertical Data, ratio wrt to shares_calc for CI [show/hide charts] Current Market Price: 315.82 as of 2025-06-13
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker
Entry
2024
2023
2022
2021
2020
2019
2018
2017
2016
CI
StockMarketPrice
CI
revenue
888.44
667.30
590.43
525.24
444.00
411.24
127.76
109.79
100.47
CI
assets
560.41
522.05
470.77
467.34
430.29
417.15
402.40
162.19
0.0
CI
cash
27.14
26.73
19.38
15.33
28.18
12.37
10.12
7.81
0.0
CI
cashflow::operating
37.26
40.37
28.31
21.70
28.65
25.40
9.90
10.73
10.15
CI
equity
148.27
158.03
146.77
142.15
139.29
121.41
107.75
36.01
0.0
CI
debt
114.94
105.70
203.40
101.59
91.12
100.17
111.56
14.28
0.0
CI
shares
-25.29
-7.81
-24.88
-23.36
-11.19
-5.32
-0.90
-7.16
-0.35
CI
shares_calc
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
CI
inventory
24.06
19.29
15.62
11.23
8.76
7.13
7.41
0.60
0.0
CI
payables
102.34
67.72
55.83
46.19
36.94
27.99
28.11
0.80
0.0
CI
receivables
87.10
60.56
56.32
45.47
33.75
28.70
27.50
8.29
0.0
CI
goodwill
159.52
151.25
149.84
138.22
123.59
119.44
116.88
16.19
0.0
General notes: Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)
3. Vertical Data, ratio wrt to revenue for CI [show/hide charts] Current Market Price: 315.82 as of 2025-06-13
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker
Entry
2024
2023
2022
2021
2020
2019
2018
2017
2016
CI
StockMarketPrice
CI
revenue
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
CI
assets
63.08%
78.23%
79.73%
88.98%
96.91%
101.44%
314.96%
147.73%
0.0
CI
cash
3.06%
4.01%
3.28%
2.92%
6.35%
3.01%
7.92%
7.11%
0.0
CI
cashflow::operating
4.19%
6.05%
4.80%
4.13%
6.45%
6.18%
7.75%
9.77%
10.11%
CI
equity
16.69%
23.68%
24.86%
27.06%
31.37%
29.52%
84.33%
32.80%
0.0
CI
debt
12.94%
15.84%
34.45%
19.34%
20.52%
24.36%
87.31%
13.01%
0.0
CI
shares
-2.85%
-1.17%
-4.21%
-4.45%
-2.52%
-1.29%
-0.70%
-6.52%
-0.35%
CI
shares_calc
0.11%
0.15%
0.17%
0.19%
0.23%
0.24%
0.78%
0.91%
1.00%
CI
inventory
2.71%
2.89%
2.65%
2.14%
1.97%
1.73%
5.80%
0.55%
0.0
CI
payables
11.52%
10.15%
9.46%
8.79%
8.32%
6.81%
22.00%
0.73%
0.0
CI
receivables
9.80%
9.08%
9.54%
8.66%
7.60%
6.98%
21.53%
7.55%
0.0
CI
goodwill
17.95%
22.67%
25.38%
26.32%
27.84%
29.04%
91.48%
14.74%
0.0
General notes: Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)
4. Vertical Data, ratio wrt to assets for CI [show/hide charts] Current Market Price: 315.82 as of 2025-06-13
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker
Entry
2024
2023
2022
2021
2020
2019
2018
2017
CI
StockMarketPrice
CI
revenue
158.53%
127.82%
125.42%
112.39%
103.18%
98.58%
31.75%
67.69%
CI
assets
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
CI
cash
4.84%
5.12%
4.12%
3.28%
6.55%
2.97%
2.52%
4.81%
CI
cashflow::operating
6.65%
7.73%
6.01%
4.64%
6.66%
6.09%
2.46%
6.62%
CI
equity
26.46%
30.27%
31.18%
30.42%
32.37%
29.10%
26.78%
22.20%
CI
debt
20.51%
20.25%
43.21%
21.74%
21.18%
24.01%
27.72%
8.81%
CI
shares
-4.51%
-1.50%
-5.29%
-5.00%
-2.60%
-1.28%
-0.22%
-4.41%
CI
shares_calc
0.18%
0.19%
0.21%
0.21%
0.23%
0.24%
0.25%
0.62%
CI
inventory
4.29%
3.70%
3.32%
2.40%
2.04%
1.71%
1.84%
0.37%
CI
payables
18.26%
12.97%
11.86%
9.88%
8.59%
6.71%
6.98%
0.49%
CI
receivables
15.54%
11.60%
11.96%
9.73%
7.84%
6.88%
6.84%
5.11%
CI
goodwill
28.46%
28.97%
31.83%
29.58%
28.72%
28.63%
29.05%
9.98%
General notes: Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)
1. Vertical Data, ratio wrt to shares_calc for CI [show/hide charts] Current Market Price: 315.82 as of 2025-06-13
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker
Entry
2024
2023
2022
2021
2020
2019
2018
2017
2016
CI
StockMarketPrice
CI
revenue
888.44
667.30
590.43
525.24
444.00
411.24
127.76
109.79
100.47
CI
assets
560.41
522.05
470.77
467.34
430.29
417.15
402.40
162.19
0.0
CI
cash
27.14
26.73
19.38
15.33
28.18
12.37
10.12
7.81
0.0
CI
cashflow::operating
37.26
40.37
28.31
21.70
28.65
25.40
9.90
10.73
10.15
CI
equity
148.27
158.03
146.77
142.15
139.29
121.41
107.75
36.01
0.0
CI
debt
114.94
105.70
203.40
101.59
91.12
100.17
111.56
14.28
0.0
CI
shares
-25.29
-7.81
-24.88
-23.36
-11.19
-5.32
-0.90
-7.16
-0.35
CI
shares_calc
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
CI
inventory
24.06
19.29
15.62
11.23
8.76
7.13
7.41
0.60
0.0
CI
payables
102.34
67.72
55.83
46.19
36.94
27.99
28.11
0.80
0.0
CI
receivables
87.10
60.56
56.32
45.47
33.75
28.70
27.50
8.29
0.0
CI
goodwill
159.52
151.25
149.84
138.22
123.59
119.44
116.88
16.19
0.0
General notes: Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)
1. Vertical Data, ratio wrt to revenue for CI [show/hide charts] Current Market Price: 315.82 as of 2025-06-13
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker
Entry
2024
2023
2022
2021
2020
2019
2018
2017
2016
CI
StockMarketPrice
CI
revenue
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
CI
assets
63.08%
78.23%
79.73%
88.98%
96.91%
101.44%
314.96%
147.73%
0.0
CI
cash
3.06%
4.01%
3.28%
2.92%
6.35%
3.01%
7.92%
7.11%
0.0
CI
cashflow::operating
4.19%
6.05%
4.80%
4.13%
6.45%
6.18%
7.75%
9.77%
10.11%
CI
equity
16.69%
23.68%
24.86%
27.06%
31.37%
29.52%
84.33%
32.80%
0.0
CI
debt
12.94%
15.84%
34.45%
19.34%
20.52%
24.36%
87.31%
13.01%
0.0
CI
shares
-2.85%
-1.17%
-4.21%
-4.45%
-2.52%
-1.29%
-0.70%
-6.52%
-0.35%
CI
shares_calc
0.11%
0.15%
0.17%
0.19%
0.23%
0.24%
0.78%
0.91%
1.00%
CI
inventory
2.71%
2.89%
2.65%
2.14%
1.97%
1.73%
5.80%
0.55%
0.0
CI
payables
11.52%
10.15%
9.46%
8.79%
8.32%
6.81%
22.00%
0.73%
0.0
CI
receivables
9.80%
9.08%
9.54%
8.66%
7.60%
6.98%
21.53%
7.55%
0.0
CI
goodwill
17.95%
22.67%
25.38%
26.32%
27.84%
29.04%
91.48%
14.74%
0.0
General notes: Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)
1. Vertical Data, ratio wrt to assets for CI [show/hide charts] Current Market Price: 315.82 as of 2025-06-13
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker
Entry
2024
2023
2022
2021
2020
2019
2018
2017
CI
StockMarketPrice
CI
revenue
158.53%
127.82%
125.42%
112.39%
103.18%
98.58%
31.75%
67.69%
CI
assets
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
CI
cash
4.84%
5.12%
4.12%
3.28%
6.55%
2.97%
2.52%
4.81%
CI
cashflow::operating
6.65%
7.73%
6.01%
4.64%
6.66%
6.09%
2.46%
6.62%
CI
equity
26.46%
30.27%
31.18%
30.42%
32.37%
29.10%
26.78%
22.20%
CI
debt
20.51%
20.25%
43.21%
21.74%
21.18%
24.01%
27.72%
8.81%
CI
shares
-4.51%
-1.50%
-5.29%
-5.00%
-2.60%
-1.28%
-0.22%
-4.41%
CI
shares_calc
0.18%
0.19%
0.21%
0.21%
0.23%
0.24%
0.25%
0.62%
CI
inventory
4.29%
3.70%
3.32%
2.40%
2.04%
1.71%
1.84%
0.37%
CI
payables
18.26%
12.97%
11.86%
9.88%
8.59%
6.71%
6.98%
0.49%
CI
receivables
15.54%
11.60%
11.96%
9.73%
7.84%
6.88%
6.84%
5.11%
CI
goodwill
28.46%
28.97%
31.83%
29.58%
28.72%
28.63%
29.05%
9.98%
General notes: Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)
Want to explore further, try these wonderful companies below or Use Search to find your favorite company or Check out our list of curated stocks here: Curated Stock List(new)