ALLY is OVERVALUED SecDiverAI
Median Fair Price 20.73
Confidence: LOW
Fair Price Range 13.02 - 34.57
1 Year Price target: $ 16.33 - $ 21.54
3 Year Price target: $ 10.14 - $ 23.24
Current Market Price: 31.63 as of 2025-04-18
Investment Value of 100 $ invested in ALLY as compared to Market Index: SPY across historical periods[*does not include dividends]
Investment Period $ Value Today(ALLY) $ Value Today(SPY) CAGR vs Market
9 years before $ 215.22 $ 208.39 8.89% vs SPY:8.5%
5 years before $ 122.37 $ 150.37 4.12% vs SPY:8.5%
3 years before $ 74.59 $ 127.73 -9.31% vs SPY:8.5%
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We have 4 report results for ticker: ALLY - Ally Financial Inc., also organized by 1 group tags below ... Bargain Finder: Related Companies Portfolio Health: Related Companies

Business Checklist for ALLY from SecDiver AI beta Free for Limited Time

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Red Flags Identified


20

Total Checks Done


47

Wall Street Drivers beta

📊 Professional Investors(wallstreet) pay a lot of heed at these numbers, long term history matters - specially 9+ year trends
Score 3.0 / 10.0

  • revenue cagr for last 9 years
  • insight: ['22.92 is greater than equal to 5']
  • mental_model: We prefer growing Business which grow >= 5% YoY, better than GDP growth of >= 2-3%
  • cashflows cagr for last 9 years
  • insight: ['4.22 is NOT greater than equal to 5']
  • mental_model: We prefer growing Business which generate cashflows >= 5% YoY, for some industries like finance specially Banks this might be lower/red and its OK for them
  • operating profits cagr for last 9 years
  • insight: ['-7.32 is NOT greater than equal to 5']
  • mental_model: We prefer growing Business which generate operating profits >= 5% YoY
  • shares outstanding cagr for last 9 years
  • insight: ['-4.58 is less than equal to 2']
  • mental_model: As a business owner equity is important, We want less dilution over years OR it should reduce so our share of business increases with time, less than 2% is ideal, >=10% is potentially bad be careful
  • net profits cagr for last 9 years
  • insight: ['3.51 is NOT greater than equal to 5']
  • mental_model: We prefer growing Business which generate net profits >= 5% YoY
  • debt cagr for last 9 years
  • insight: ['-11.38 is less than equal to 2']
  • mental_model: We prefer Business with lower debt growth
  • equity cagr for last 9 years
  • insight: ['-0.65 is NOT greater than equal to 5']
  • mental_model: We prefer growing Business having shareholder equity growth >= 5% YoY
  • interestCoverage average for last 3 years
  • insight: ['0.72 is NOT greater than equal to 5']
  • mental_model: We prefer Business which can cover their interest payments with cashflows, for some industries like finance specially Banks this might be lower/red and its OK for them
  • leverage average for last 3 years
  • insight: ['5.24 is NOT less than equal to 5', '5.24 is greater than equal to 0']
  • mental_model: We prefer Business which can pay their debts in less than 5 years using cashflows, for some industries like finance specially Banks this might be lower/red and its OK for them
  • interestRate average for last 3 years
  • insight: ['0.3 is NOT less than equal to 0.05']
  • mental_model: We prefer lower interest rate than the current prevailing interest rates, we want long term debt profile too
  • roe_cashflow::operating average for last 3 years
  • insight: ['34.99 is greater than equal to 10']
  • mental_model: Good Business have return on equity >= 10%
  • roce_cashflow::operating average for last 3 years
  • insight: ['13.32 is NOT greater than equal to 15']
  • mental_model: Good Business have return on capital >= 15%
  • roic_cashflow::operating average for last 3 years
  • insight: ['3.92 is NOT greater than equal to 15']
  • mental_model: Good Business have return on invested capital >= 15%

Business Durability beta

🏰 Quality companies with moats show higher or stable trends, long term trends matters, Consistency is the Key
Score 4.0 / 10.0

  • margin cashflow running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.62 wrt mean ratio: 1.072']
  • margin operating running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.21 wrt mean ratio: 0.714']
  • margin net running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.14 wrt mean ratio: 0.27']
  • roa_cashflow::operating average for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 2.71 wrt mean ratio: 9.439']
  • mental_model: We want stability on increasing return on assets
  • roe_cashflow::operating average for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 34.99 wrt mean ratio: 28.404']
  • mental_model: We want stability on increasing return on equity
  • roce_cashflow::operating average for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 13.32 wrt mean ratio: 8.362']
  • mental_model: We want stability on increasing return on capital employed
  • roic_cashflow::operating average for last 3 years
  • insight: ['trend is stable, last 3 year ratio: 3.92 wrt mean ratio: 3.929']
  • mental_model: We want stability on increasing return on invested capital

Valuation is the Key beta

💎 Buying Quality companies at cheap provides the right Margin of Safety in the longer term
Score 10.0 / 10.0

  • pe average for last 3 years
  • insight: ['10.05 is less than equal to 15', '10.05 is greater than 0']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want lower number here when we are BUY mode, PE <=15 preferred
  • pocf average for last 3 years
  • insight: ['1.9 is less than equal to 15', '1.9 is greater than 0']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want lower number here when we are BUY mode, POCF <=15 preferred
  • pb average for last 3 years
  • insight: ['0.68 is less than equal to 2', '0.68 is greater than 0']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want lower number here when we are BUY mode, PB <=2 preferred
  • ps average for last 3 years
  • insight: ['1.12 is less than equal to 5', '1.12 is greater than 0']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want lower number here when we are BUY mode, PS <=5 preferred
  • evToEbitda average for last 3 years
  • insight: ['9.21 is less than equal to 15', '9.21 is greater than 0']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want lower number here when we are BUY mode, evToEbitda <=15 preferred
  • evToOcf average for last 3 years
  • insight: ['5.42 is less than equal to 15', '5.42 is greater than 0']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want lower number here when we are BUY mode, POCF <=15 preferred

Business Trends last 3 years beta

Score 5.0 / 10.0

  • receivables running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 16.55 wrt mean ratio: 29.125']
  • mental_model: receivables should always grow less with revenues otherwise there might be some payment/collection issues, Watch out
  • payables running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.09 wrt mean ratio: 0.165']
  • mental_model: the more this is the better, nothing bad about it.

Profits Matter beta

💰 Companies needs to have positive profits to reward its shareholders in the long term
Score 10.0 / 10.0

  • positive cashflows profits average for last 3 years
  • insight: ['5110666666.67 is greater than equal to 0']
  • mental_model: We want to see positive cashflows profits for last 3 years, Profits determine Stock prices in the long term
  • positive operating profits average for last 3 years
  • insight: ['1749000000.0 is greater than equal to 0']
  • mental_model: We want to see positive operating profits for last 3 years, Profits determine Stock prices in the long term
  • positive net profits average for last 3 years
  • insight: ['1134000000.0 is greater than equal to 0']
  • mental_model: We want to see positive net profits for last 3 years, GAAP net Profits determine Stock prices in the long term

Business Performance beta

Score 5.0 / 10.0

  • Operating Leverage Cashflow cagr for last 9 years
  • insight: ['Ratio is [0.18] for last 9 year ratio, threshold 0.9, value_1: 4.22, value_2: 22.92']
  • Operating Leverage cagr for last 9 years
  • insight: ['Ratio is [-0.32] for last 9 year ratio, threshold 0.9, value_1: -7.32, value_2: 22.92']
  • debt cagr for last 9 years
  • insight: ['Ratio is [-0.5] for last 9 year ratio, threshold 1, value_1: -11.38, value_2: 22.92']
  • debt-equity-cagr cagr for last 9 years
  • insight: ['Ratio is [17.51] for last 9 year ratio, threshold 1, value_1: -11.38, value_2: -0.65']
  • mental_model: We want debt to grow less than equity

Balance Sheet Quality beta

📈 Quality companies can withstand darkest hours, strong balance sheet is the key
Score 4.0 / 10.0

  • debtToCashflow running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 5.24 wrt mean ratio: 10.615']
  • debtToEquity running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 1.98 wrt mean ratio: 2.992']
  • interestCoverage average for last 3 years
  • insight: ['0.72 is NOT greater than equal to 3']
  • mental_model: We prefer Business which can cover their interest payments
  • leverage average for last 3 years
  • insight: ['5.24 is NOT less than equal to 5']
  • mental_model: We prefer Business which can pay their debts in less than 5 years
  • interestRate average for last 3 years
  • insight: ['0.3 is NOT less than equal to 0.05']
  • mental_model: We prefer lower interest rate than the current prevailing interest rates, we want long term debt profile too

Taxes, Interest and Unearned beta

📈Note: this is a new one, so do not use this for now, we are looking at data
Score 10.0 / 10.0

  • income_tax running_sum for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 0.17 wrt mean ratio: 0.305']

Valuation Insights Relative to History beta

Score 8.0 / 10.0

  • pe average for last 3 years
  • insight: ['trend is higher, last 3 year ratio: 10.05 wrt mean ratio: 7.444']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want stability on decreasing trend here
  • pocf average for last 3 years
  • insight: ['trend is stable, last 3 year ratio: 1.9 wrt mean ratio: 1.894']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want stability on decreasing trend here
  • pb average for last 3 years
  • insight: ['trend is stable, last 3 year ratio: 0.68 wrt mean ratio: 0.666']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want stability on decreasing trend here
  • ps average for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 1.12 wrt mean ratio: 1.996']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want stability on decreasing trend here
  • evToEbitda average for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 9.21 wrt mean ratio: 11.216']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want stability on decreasing trend here
  • evToOcf average for last 3 years
  • insight: ['trend is lower, last 3 year ratio: 5.42 wrt mean ratio: 7.314']
  • mental_model: It depends which side of the equation you are, Buy, Hold or Sell but typically We want stability on decreasing trend here

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We do NOT feel in CONTROL in the markets. Do we know why?

1. Showing CASHFLOW_COMPARE_DETAIL report for ALLY [show/hide charts] Current Market Price: 31.63 as of 2025-04-18
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009
ALLY StockMarketPrice 35.74 33.60 22.52 42.40 31.17 25.85 18.74 23.62 15.14 14.70 18.63
ALLY YearPriceHigh 44.43 34.10 47.94 49.91 31.39 29.80 25.35 23.90 16.40 18.93 22.01 0.0 0.0 0.0 0.0 0.0
ALLY YearPriceLow 30.57 20.07 20.57 30.85 8.70 18.26 17.04 14.53 11.48 14.35 15.32 0.0 0.0 0.0 0.0 0.0
ALLY revenue 8.18B 8.23B 8.43B 8.21B 6.69B 6.39B 5.80B 5.76B 5.44B 1.14B 1.28B 1.48B 3.03B 6.07B 7.64B 6.20B
ALLY assets 191.84B 196.39B 191.83B 182.11B 182.16B 19.34B 18.90B 21.62B 21.62B 158.58B 151.83B 151.17B 182.35B 184.06B 172.01B 0.0
ALLY cashflow::operating 4.53B 4.56B 6.25B 0.0 4.66B 6.25B 4.04B 4.08B 4.57B 5.11B 3.40B 2.50B 5.05B 5.49B 11.61B -5.13B
ALLY netincome 0.67B 1.02B 1.71B 3.06B 1.08B 1.72B 1.26B 0.93B 1.07B 1.29B 1.15B 0.36B 1.20B -691.00 1.07B -0.00B
ALLY operatingincome 1.35B 1.55B 2.34B 3.85B 1.44B 1.97B 1.62B 1.87B 2.71B 3.40B 3.56B 3.21B 2.38B 2.30B 3.60B 5.43B
ALLY marketcap 10.89B 10.13B 6.73B 14.69B 11.65B 9.82B 7.74B 9.97B 7.07B 7.08B 8.96B 0.0 0.0 0.0 0.0 0.0
ALLY ev 19.72B 24.06B 41.48B 26.66B 20.17B 45.83B 23.67B 27.33B 24.43B 75.04B 77.01B 0.0 0.0 0.0 0.0 0.0
ALLY equity 13.90B 13.77B 12.86B 17.05B 14.70B 14.42B 13.27B 13.49B 13.49B 13.44B 15.40B 14.21B 19.90B 19.37B 20.49B 0.0
ALLY debt 19.12B 20.87B 40.32B 17.03B 24.14B 39.56B 20.47B 21.61B 21.61B 74.33B 73.62B 78.01B 74.96B 100.56B 94.12B 0.0
ALLY interest_expense 7.47B 6.90B 6.85B 6.17B 4.70B 4.63B 4.39B 4.22B 3.91B 3.72B 3.38B 3.40B 5.32B 6.22B 6.67B 7.51B
ALLY interestRate 0.39 0.33 0.17 0.36 0.19 0.12 0.21 0.20 0.18 0.05 0.05 0.04 0.07 0.06 0.07 inf
ALLY shares_calc 0.30B 0.30B 0.30B 0.35B 0.37B 0.38B 0.41B 0.42B 0.47B 0.48B 0.48B 0.42B 0.41B 0.41B 248185.07B 164111.52B
ALLY income_tax 0.84B 1.10B 2.34B 3.85B 1.41B 1.97B 1.62B 1.51B 1.58B 1.39B 1.25B 0.36B 0.51B 0.18B 1.14B 0.07B
ALLY depreciation 1.20B 1.25B 1.33B 1.26B 0.0 0.0 0.0 1.86B 2.38B 2.80B 2.94B 2.86B 2.38B 2.71B 4.15B 0.0
ALLY payables 0.89B 0.86B 0.41B 0.21B 0.41B 0.64B 0.52B 0.38B 0.38B 0.35B 0.48B 0.89B 0.93B 1.59B 1.83B 0.0
ALLY receivables 136.03B 139.44B 135.75B 122.27B 118.53B 128.23B 129.93B 122.89B 122.89B 110.55B 98.97B 99.12B 97.89B 113.25B 100.54B 0.0
ALLY opLeverage -11.94 -31.52 -41.96 145.91 -31.62 11.10 -13.80 -37.16 -396.31 6.00 24.90 85.90 53.63 -15.54 -57.06 0.0
ALLY opLeverageFlag 0.0 0.0 0.0 1.00 0.0 1.00 0.0 0.0 0.0 1.00 1.00 1.00 1.00 0.0 0.0 0.0
ALLY evToEbitda 7.72 8.60 11.30 5.21 14.06 23.30 14.60 7.33 4.80 12.10 11.86 0.0 0.0 0.0 0.0 0.0
ALLY evToOpIncome 14.55 15.52 17.71 6.91 14.06 23.30 14.60 14.64 9.01 22.08 21.64 0.0 0.0 0.0 0.0 0.0
ALLY evToOcf 4.35 5.28 6.64 inf 4.33 7.34 5.86 6.70 5.35 14.68 22.63 0.0 0.0 0.0 0.0 0.0
ALLY pocf 2.41 2.22 1.08 inf 2.50 1.57 1.92 2.44 1.55 1.39 2.63 0.0 0.0 0.0 0.0 0.0
ALLY pe 16.30 9.94 3.92 4.80 10.74 5.73 6.13 10.73 6.63 5.49 7.79 0.0 0.0 0.0 0.0 0.0
ALLY ps 1.33 1.23 0.80 1.79 1.74 1.54 1.33 1.73 1.30 6.20 7.03 0.0 0.0 0.0 0.0 0.0
ALLY pb 0.78 0.74 0.52 0.86 0.79 0.68 0.58 0.74 0.52 0.53 0.58 0.0 0.0 0.0 0.0 0.0
ALLY roa_cfo 2.31% 2.38% 3.43% 0.0 24.11% 33.05% 18.70% 18.87% 2.88% 3.37% 2.25% 1.37% 2.74% 3.19% 0.0 0.0
ALLY roe_cfo 32.89% 35.44% 36.64% 0.0 32.35% 47.08% 29.95% 30.23% 33.98% 33.19% 23.95% 12.57% 26.06% 26.81% 0.0 0.0
ALLY roce_cfo 13.07% 8.57% 18.33% 0.0 8.64% 18.52% 11.51% 11.62% 5.20% 5.74% 3.69% 2.64% 4.21% 4.79% 0.0 0.0
ALLY roic_cfo 3.27% 3.37% 5.12% 0.0 3.65% 4.83% 3.30% 3.33% 4.14% 5.19% 3.46% 2.58% 4.52% 5.56% 11.76% inf
ALLY margin_cfo 55.35% 55.34% 74.12% 0.0 69.74% 97.70% 69.64% 70.75% 84.00% 447.55% 266.69% 168.53% 166.69% 90.48% 151.88% -82.75%
ALLY margin_op 16.56% 18.82% 27.79% 46.98% 21.46% 30.76% 27.95% 32.39% 49.86% 297.55% 278.84% 216.24% 78.54% 37.85% 47.06% 87.63%
ALLY margin_net 8.17% 12.39% 20.34% 37.29% 16.23% 26.82% 21.76% 16.11% 19.62% 112.87% 90.13% 24.33% 39.48% 0.0 14.07% 0.0
ALLY yield_cfo 41.58% 44.96% 92.88% 0.0 40.02% 63.58% 52.21% 40.91% 64.59% 72.17% 37.96% inf inf inf inf inf
ALLY yield_cfo_ev 22.96% 18.94% 15.06% 0.0 23.11% 13.63% 17.07% 14.93% 18.70% 6.81% 4.42% 0.0 0.0 0.0 0.0 0.0
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)

2. CAGR report Showing CASHFLOW_COMPARE_DETAIL report for ALLY Current Market Price: 31.63 as of 2025-04-18
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry CAGR_9Y_ENDING_2024 CAGR_5Y_ENDING_2024 CAGR_3Y_ENDING_2024
ALLY StockMarketPrice 10.38% 6.69% -5.54%
ALLY YearPriceHigh 9.94% 8.32% -3.80%
ALLY YearPriceLow 8.77% 10.86% -0.30%
ALLY revenue 24.46% 5.05% -0.10%
ALLY assets 2.14% 58.23% 1.75%
ALLY cashflow::operating -1.34% -6.23% inf
ALLY netincome -7.04% -17.19% -39.79%
ALLY operatingincome -9.71% -7.18% -29.43%
ALLY marketcap 4.90% 2.08% -9.49%
ALLY ev -13.80% -15.52% -9.56%
ALLY equity 0.38% -0.72% -6.58%
ALLY debt -14.00% -13.53% 3.94%
ALLY interest_expense 8.06% 10.03% 6.61%
ALLY interestRate 25.64% 26.58% 2.70%
ALLY shares_calc -4.96% -4.32% -4.19%
ALLY income_tax -5.52% -15.73% -39.92%
ALLY depreciation -9.00% inf -1.67%
ALLY payables 10.93% 6.78% 61.83%
ALLY receivables 2.33% 1.19% 3.62%
ALLY opLeverage -9.69% -19.34% -58.72%
ALLY opLeverageFlag inf inf inf
ALLY evToEbitda -4.87% -19.82% 14.01%
ALLY evToOpIncome -4.53% -8.99% 28.17%
ALLY evToOcf -12.64% -9.93% -99.65%
ALLY pocf 6.31% 8.95% -99.71%
ALLY pe 12.85% 23.26% 50.31%
ALLY ps -15.72% -2.89% -9.43%
ALLY pb 4.39% 2.78% -3.20%
ALLY roa_cfo -4.11% -41.27% inf
ALLY roe_cfo -0.10% -6.92% inf
ALLY roce_cfo 9.57% -6.73% inf
ALLY roic_cfo -5.00% -7.50% inf
ALLY margin_cfo -20.72% -10.74% inf
ALLY margin_op -27.45% -11.65% -29.36%
ALLY margin_net -25.30% -21.16% -39.71%
ALLY yield_cfo -5.94% -8.14% inf
ALLY yield_cfo_ev 14.46% 10.99% inf
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)

3. Rolling 5 yearly CAGR report Showing CASHFLOW_COMPARE_DETAIL report for ALLY Current Market Price: 31.63 as of 2025-04-18
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry CAGR_5Y_2024 CAGR_5Y_2023 CAGR_5Y_2022 CAGR_5Y_2021 CAGR_5Y_2020 CAGR_5Y_2019 CAGR_5Y_2018 CAGR_5Y_2017 CAGR_5Y_2016 CAGR_5Y_2015 CAGR_5Y_2014
ALLY cashflow::operating -6.23% 2.43% 8.90% inf -1.82% 12.92% 10.08% -4.18% -3.63% -15.13% 21.64%
ALLY netincome -17.19% -4.18% 13.03% 23.46% -3.39% 8.32% 28.46% -4.93% 1628.77% 3.70% 780.22%
ALLY operatingincome -7.18% -0.90% 4.64% 7.29% -15.84% -11.18% -12.76% -4.73% 3.36% -1.13% -8.12%
ALLY marketcap 2.08% 5.54% -7.57% 15.75% 10.47% 1.85% inf inf inf inf inf
ALLY ev -15.52% 0.32% 8.70% 1.76% -23.10% -9.86% inf inf inf inf inf
ALLY equity -0.72% 0.74% -0.96% 4.79% 1.81% -1.31% -1.36% -7.47% -6.98% -8.09% inf
ALLY debt -13.53% 0.39% 13.29% -4.65% -20.14% -11.68% -23.48% -22.02% -26.47% -4.61% inf
ALLY interest_expense 10.03% 9.46% 10.17% 9.56% 4.81% 6.54% 5.21% -4.54% -8.89% -11.02% -14.78%
ALLY interestRate 26.58% 9.46% -3.20% 14.87% 30.60% 19.14% 39.33% 23.36% 24.57% -6.51% -98.62%
ALLY shares_calc -4.32% -6.10% -6.68% -5.80% -4.94% -4.61% -0.34% 0.46% 2.51% -92.80% -92.18%
ALLY income_tax -15.73% -7.42% 9.22% 19.51% 0.30% 9.56% 35.36% 24.00% 54.60% 4.11% 75.90%
ALLY depreciation inf inf -6.52% -11.94% inf inf inf -4.83% -2.57% -7.54% inf
ALLY payables 6.78% 10.41% 1.70% -10.95% 3.32% 6.09% -10.05% -16.65% -25.06% -28.16% inf
ALLY receivables 1.19% 1.42% 2.01% -0.10% 1.41% 5.32% 5.56% 4.66% 1.65% 1.92% inf
ALLY opLeverage -19.34% -15.23% -2.40% 18.82% -14.51% -14.92% -34.39% -21.91% -47.68% 16.05% inf
ALLY opLeverageFlag inf 0.0 0.0 inf inf 0.0 inf inf 0.0 inf inf
ALLY evToEbitda -19.82% -10.04% 9.04% 1.65% 3.05% 14.46% inf inf inf inf inf
ALLY evToOpIncome -8.99% 1.23% 3.88% -5.17% -8.63% 1.49% inf inf inf inf inf
ALLY evToOcf -9.93% -2.06% -0.18% 2746.62% -21.67% -20.16% inf inf inf inf inf
ALLY pocf 8.95% 2.95% -15.04% 3546.98% 12.46% -9.80% inf inf inf inf inf
ALLY pe 23.26% 10.15% -18.24% -6.26% 14.36% -5.96% inf inf inf inf inf
ALLY ps -2.89% -1.55% -14.29% 6.61% -22.44% -26.19% inf inf inf inf inf
ALLY pb 2.78% 4.99% -6.81% 10.59% 8.31% 3.23% inf inf inf inf inf
ALLY roa_cfo -41.27% -33.79% -28.89% inf 48.22% 71.16% 68.66% 47.10% -2.02% inf inf
ALLY roe_cfo -6.92% 3.42% 3.92% inf -0.51% 14.47% 18.96% 3.01% 4.85% inf inf
ALLY roce_cfo -6.73% -5.73% 9.54% inf 8.52% 38.08% 34.24% 22.51% 1.66% inf inf
ALLY roic_cfo -7.50% 0.42% 8.98% inf -6.80% 6.90% 5.05% -5.93% -5.73% -15.09% -96.78%
ALLY margin_cfo -10.74% -4.49% 0.94% inf -31.05% -18.20% -16.20% -15.75% -1.48% 24.13% 39.18%
ALLY margin_op -11.65% -7.61% -3.02% -1.18% -40.90% -35.65% -33.58% -16.23% 5.67% 44.60% 26.05%
ALLY margin_net -21.16% -10.65% 4.77% 13.70% -32.15% -21.53% -2.21% -16.41% inf 51.66% inf
ALLY yield_cfo -8.14% -2.95% 17.82% inf -11.12% 10.87% -94.46% -94.72% -94.22% -94.09% -94.80%
ALLY yield_cfo_ev 10.99% 2.10% 0.17% inf 27.68% 25.26% inf inf inf inf inf
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)

4. Rolling 9 yearly CAGR report Showing CASHFLOW_COMPARE_DETAIL report for ALLY Current Market Price: 31.63 as of 2025-04-18
T means Trillions, B means Billions, M means Millions, all values are in USD(or company filed currency) if not specified as percent/number in the Entry column
Disclaimer: Data is provided as is, please do your due diligence before making any investments, Markets can be very volatile!
Ticker Entry CAGR_9Y_2024 CAGR_9Y_2023 CAGR_9Y_2022 CAGR_9Y_2021 CAGR_9Y_2020 CAGR_9Y_2019 CAGR_9Y_2018
ALLY ev -13.80% -12.13% inf inf inf inf inf
ALLY equity 0.38% -1.24% -1.10% -1.70% -3.02% -3.83% inf
ALLY debt -14.00% -13.07% -7.07% -15.18% -14.66% -9.18% inf
ALLY interest_expense 8.06% 8.26% 8.08% 1.65% -3.06% -3.96% -5.79%
ALLY interestRate 25.64% 23.33% 17.44% 19.96% 13.66% 6.17% -89.14%
ALLY shares_calc -4.96% -5.06% -3.72% -1.92% -1.09% -77.41% -76.13%
ALLY income_tax -5.52% -1.35% 23.24% 25.09% 25.82% 6.26% 40.92%
ALLY depreciation -9.00% -9.08% -8.19% -6.82% inf inf 0.0
ALLY payables 10.93% 6.74% -8.28% -15.26% -13.92% -11.00% inf
ALLY receivables 2.33% 3.88% 3.56% 2.50% 0.51% 2.74% inf
ALLY opLeverage -9.69% -10.77% -14.39% 11.76% -7.59% 9.13% inf
ALLY opLeverageFlag inf inf inf 0.0 0.0 inf 0.0
ALLY evToEbitda -4.87% -3.51% inf inf inf inf inf
ALLY evToOpIncome -4.53% -3.63% inf inf inf inf inf
ALLY evToOcf -12.64% -14.93% inf inf inf inf inf
ALLY pocf 6.31% -1.87% inf inf inf inf inf
ALLY pe 12.85% 2.75% inf inf inf inf inf
ALLY ps -15.72% -17.61% inf inf inf inf inf
ALLY pb 4.39% 2.74% inf inf inf inf inf
ALLY roa_cfo -4.11% 0.63% 10.74% inf 25.20% inf inf
ALLY roe_cfo -0.10% 4.45% 12.62% inf 2.11% inf inf
ALLY roce_cfo 9.57% 9.81% 24.02% inf 6.77% inf inf
ALLY roic_cfo -5.00% -0.29% 7.91% inf -4.57% -9.41% -85.25%
ALLY margin_cfo -20.72% -16.03% -8.72% inf -2.85% -4.78% 12.30%
ALLY margin_op -27.45% -25.88% -20.39% -5.55% -6.11% -4.61% -11.92%
ALLY margin_net -25.30% -19.79% -1.97% -0.63% inf 7.43% inf
ALLY yield_cfo -5.94% 1.90% -78.63% inf -80.54% -79.51% -79.96%
ALLY yield_cfo_ev 14.46% 17.55% inf 0.0 inf inf inf
General notes:
Caution:: 0 value in revenue means we do not have data for the year for the ticker
0 value most likely means we had a data issue and could not find the field value in the particular year
StockMarketPrice is the price of the Stock in December first week for the year mentioned(typically)


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