Mastercard's operations can be divided into four major segments, and Cross-border & Domestic remains the largest contributor to the company's top-line revenue. Despite the pandemic-related challenges, Mastercard's innovative payment solutions, sound balance sheet and commitment to technology and innovation make it well-positioned for future growth. Furthermore, its global geographical revenue distribution presents the company with opportunities to drive growth by expanding its presence in other regions, particularly in markets that are currently under-penetrated
This segment includes revenue from fees charged to financial institutions for processing payments on both domestic and cross-border transactions.
The Safety & Security segment includes revenue from services such as fraud prevention, authentication, and risk management tools, which are used by financial institutions, businesses, and governments.
This segment is dedicated to driving growth in non-card-based payment solutions and is responsible for revenue from analytics, consulting, loyalty and rewards, and marketing services.
Ticker | Entry | 2024 | 2023 | 2022 |
---|---|---|---|---|
MA | net revenue | 28.167B | 25.098B | 22.237B |
MA | net income | 12.874B | 11.195B | 9.930B |
MA | interest expense | 0.646B | 0.575B | 0.471B |
MA | income tax expense | 2.380B | 2.444B | 1.802B |
MA | depreciation and amortization | 0.897B | 0.799B | 0.750B |
MA | advertising and marketing | 0.815B | 0.825B | 0.789B |
MA | foreign exchange activity | -0.032B | -0.042B | -0.021B |
MA | gains change on equity investments, net | 0.029B | 0.061B | 0.145B |
MA | investment income | -0.327B | -0.274B | -0.061B |
MA | other income, net | -0.020B | 0.007B | -0.023B |
MA | provision for litigation | 0.680B | 0.539B | 0.356B |
MA | payment solutions::advertising and marketing | 0.815B | 0.825B | 0.789B |
MA | payment solutions::data processing and telecommunications | 1.119B | 1.008B | 0.926B |
MA | payment solutions::depreciation and amortization | 0.897B | 0.799B | 0.750B |
MA | payment solutions::foreign exchange activity | 0.065B | 0.083B | 0.102B |
MA | payment solutions::gains change on equity investments, net | 0.029B | 0.061B | 0.145B |
MA | payment solutions::income tax expense | 2.380B | 2.444B | 1.802B |
MA | payment solutions::interest expense | 0.646B | 0.575B | 0.471B |
MA | payment solutions::investment income | -0.327B | -0.274B | -0.061B |
MA | payment solutions::net income | 12.874B | 11.195B | 9.930B |
MA | payment solutions::net revenue | 28.167B | 25.098B | 22.237B |
MA | payment solutions::other income, net | -0.020B | 0.007B | -0.023B |
MA | payment solutions::other segment items | 1.787B | 1.319B | 1.307B |
MA | payment solutions::personnel | 6.673B | 6.022B | 5.263B |
MA | payment solutions::professional fees | 0.549B | 0.495B | 0.480B |
MA | payment solutions::provision for litigation | 0.680B | 0.539B | 0.356B |
Ticker | Entry | 2021 | 2020 | 2019 | 2018 |
---|---|---|---|---|---|
MA | revenue, remaining performance obligation, amount | 0.000B | 0.000B | 1.300B | 1.000B |
Mastercard generates revenue from countries around the world, but the majority of its revenue comes from the United States.
Ticker | Entry | 2024 | 2023 | 2022 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
MA | percentage of revenue generated in the u.s. | 30.00% | 30.00% | 33.00% | 30.00% | 33.00% | 32.00% | 35.00% | 38.00% | 39.00% | 39.00% | 39.00% | 39.00% | 40.00% |
Ticker | Entry | 2024 | 2023 | 2022 | 2021 | 2020 |
---|---|---|---|---|---|---|
MA | net revenue | 28.167B | 25.098B | 22.237B | 18.884B | 15.301B |
MA | americas::net revenue | 12.375B | 11.135B | 10.156B | 0.00 | 0.00 |
MA | asia pacific, europe, middle east and africa::net revenue | 15.792B | 13.963B | 12.081B | 0.00 | 0.00 |
MA | international markets::net revenue | 0.00 | 16.739B | 14.428B | 12.217B | 9.828B |
MA | north american markets::net revenue | 0.00 | 8.359B | 7.809B | 6.667B | 5.473B |
MA | payment network::net revenue | 17.335B | 15.824B | 14.358B | 11.943B | 9.897B |
MA | value-added services and solutions::net revenue | 10.832B | 9.274B | 7.879B | 6.941B | 5.404B |
Ticker | Entry | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
MA | property, equipment and right-of-use assets, net | 2.138B | 2.061B | 2.006B | 1.907B | 1.902B | 1.828B | 0.921B | 0.829B | 0.733B | 0.675B | 0.615B | 0.526B | 0.472B | 0.449B |
MA | other countries::property, equipment and right-of-use assets, net | 1043000000.00 | 1034000000.00 | 883000000.00 | 790000000.00 | 717000000.00 | 681000000.00 | 308000000.00 | 257000000.00 | 229000000.00 | 204000000.00 | 165000000.00 | 116000000.00 | 78000000.00 | 65000000.00 |
MA | united states::property, equipment and right-of-use assets, net | 1.095B | 1.027B | 1.123B | 1.117B | 1.185B | 1.147B | 0.613B | 0.572B | 0.504B | 0.471B | 0.450B | 0.410B | 0.394B | 0.384B |
Mastercard (MA) is a global leader in the payment technology industry, connecting people and businesses through innovative payment solutions. The companyβs operations can be divided into four segments: Payment Gateway Services, Cross-border & Domestic, Safety & Security, and Data & Services. along with long term historical data.